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Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.63% (6.88%*) • Investment PI: 5.58% (6.62%*)
General Finance & Money Quotes
"A successful man is one who can lay a firm foundation with the bricks others have thrown at him." - David Brinkley
"The man who damns money has obtained it dishonorably; the man who respects it has earned it." - Ayn Rand
"What we really want to do is what we are really meant to do. When we do what we are meant to do, money comes to us, doors open for us, we feel useful, and the work we do feels like play to us." - Julia Cameron
"Know what you own, and know why you own it." - Peter Lynch
"Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas." - Paul Samuelson
"It's not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." - Robert Kiyosaki
"Money is life energy that we exchange and use as a result of the service we provide to the universe." - Deepak Chopra
"Income is like your health: if you ignore it, it will go away." - Jay Rigler
"Tell me how you use your spare time, and how you spend your money, and I will tell you where and what you will be in ten years from now." - Napoleon Hill
"I'd like to live as a poor man with lots of money." - Pablo Picasso
"Many people take no care of their money till they come nearly to the end of it, and others do just the same with their time." - Johann Wolfgang von Goethe
"Innovation distinguishes between a leader and a follower." - Steve Jobs
"It is time for us to stand and cheer for the doer, the achiever, the one who recognizes the challenge and does something about it." - Vince Lombardi
"A market downturn doesn’t bother us. It is an opportunity to increase our ownership of great companies with great management at good prices." - Warren Buffett
"Don’t stay in bed, unless you can make money in bed." - George Burns
"Money cannot buy peace of mind. It cannot heal ruptured relationships, or build meaning into a life that has none." - Richard M. DeVos
"Frugality includes all the other virtues." - Cicero
"Believe you can and you’re halfway there." - Theodore Roosevelt
"The individual investor should act consistently as an investor and not as a speculator." - Ben Graham
"If you don’t value your time, neither will others. Stop giving away your time and talents. Value what you know & start charging for it." - Kim Garst
"Earning a lot of money is not the key to prosperity. How you handle it is." - Dave Ramsey
"We’ve been raised to believe that you have to work hard to make money, and certainly there are times when this is true, but the real secret is you have to take huge, uncomfy risks. You have to do stuff you’ve never done before, to make yourself visible, to acknowledge your own." - Jen Sincero
"Twenty years from now you will be more disappointed by the things that you didn’t do than by the ones you did do." - Mark Twain
"You can only become truly accomplished at something you love. Don’t make money your goal. Instead, pursue the things you love doing, and then do them so well that people can’t take their eyes off you." - Maya Angelou
"If you’re smart, you’re going to make a lot of money without borrowing." - Warren Buffett
"Do what you love and the money will come." - Marsha Sinetar
"He who loses money, loses much; He who loses a friend, loses much more; He who loses faith, loses all." - Eleanor Roosevelt
"Don’t tell me what you value, show me your budget, and I’ll tell you what you value." - Joe Biden
"The Stock Market is designed to transfer money from the Active to the Patient." - Warren Buffett
"All you need for a lifetime of successful investing is a few big winners, and the pluses from those will overwhelm the minuses from the stocks that don’t work out." - Peter Lynch
"I will tell you the secret to getting rich on Wall Street. You try to be greedy when others are fearful. And you try to be fearful when others are greedy." - Warren Buffett
"A wise person should have money in their head, but not in their heart." - Jonathan Swift
"Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this." - Dave Ramsey
"Behind every stock is a company. Find out what it’s doing." - Peter Lynch
"The habit of saving is itself an education; it fosters every virtue, teaches self-denial, cultivates the sense of order, trains to forethought, and so broadens the mind." - T.T. Munger
"Don't look for the needle in the haystack. Just buy the haystack!" - John Bogle
"I never attempt to make money on the stock market. I buy on the assumption that they could close the market the next day and not reopen it for ten years." - Warren Buffett
"It is a kind of spiritual snobbery that makes people think they can be happy without money." - Albert Camus
"Through positive, appreciative attitudes toward money, you can make money your servant, instead of becoming its slave. You should master money rather than be enslaved by it." - Catherine Ponder
"If all the economists were laid end to end, they’d never reach a conclusion." - George Bernard Shaw
"Invest for the long haul. Don’t get too greedy and don’t get too scared." - Shelby M.C. Davis
"Rule No.1: Never lose money. Rule No.2: Never forget rule No.1." - Warren Buffett
"Don’t think money does everything or you are going to end up doing everything for money." - Voltaire
"I love money. I love everything about it. I bought some pretty good stuff. Got me a $300 pair of socks. Got a fur sink. An electric dog polisher. A gasoline powered turtleneck sweater. And, of course, I bought some dumb stuff, too." - Steve Martin
"With a good perspective on history, we can have a better understanding of the past and present, and thus a clear vision of the future." - Carlos Slim Helu
"Get What You Can, And What You Get Hold, Tis The Stone That Will Turn All Your Lead Into Gold." - Benjamin Franklin
"My formula for success is rise early, work late and strike oil." - JP Getty
"The stock market is filled with individuals who know the price of everything, but the value of nothing." - Philip Fisher
"Money is the wise man’s religion." - Euripides
"Money often costs too much." - Ralph Waldo Emerson
"When buying shares, ask yourself, would you buy the whole company?" - Rene Rivkin
"I have not failed. I’ve just found 10,000 ways that won’t work." - Thomas A. Edison
"Money is not the most important thing in the world. Love is. Fortunately, I love money." - Jackie Mason
"Time is more value than money. You can get more money, but you cannot get more time." - Jim Rohn
"Given a 10% chance of a 100 times payoff, you should take that bet every time." - Jeff Bezos
"Having money isn’t everything, not having it, is." - Kanye West
"The successful warrior is the average man, with laser-like focus." - Bruce Lee
"Successful people make money. It’s not that people who make money become successful, but that successful people attract money. They bring success to what they do." - Wayne Dyer
"Do the one thing you think you cannot do. Fail at it. Try again. Do better the second time. The only people who never tumble are those who never mount the high wire. This is your moment. Own it." - Oprah Winfrey
"Wealth is not his that has it, but his that enjoys it." - Benjamin Franklin
"Money is only an idea. If you want more money simply change your thinking. Every self-made person started small with an idea, then turned it into something big. It takes only a few dollars to start and grow into something big." - Robert Kiyosaki
"The key to making money is to stay invested." - Suze Orman
"You don’t have time an money because you don’t invest time and money." - Grant Cardone
"I made my money the old-fashioned way. I was very nice to a wealthy relative right before he died." - Malcolm Forbes
"I love quotes… but in the end, knowledge has to be converted to action or it’s worthless." - Tony Robbins
"Finance is not merely about making money. It’s about achieving our deep goals and protecting the fruits of our labor. It’s about stewardship and, therefore, about achieving the good society." - Robert J. Shiller
"Buy when everyone else is selling and hold until everyone else is buying. That’s not just a catchy slogan. It’s the very essence of successful investing." - J. Paul Getty
"If you cannot control your emotions, you cannot control your money." - Warren Buffett
"Never spend your money before you have it." - Thomas Jefferson
"Wealth is not about having a lot of money; it’s about having a lot of options." - Chris Rock
"The stock market is a device for transferring money from the impatient to the patient." - Warren Buffett
"Success is walking from failure to failure with no loss of enthusiasm." - Winston Churchill
"You can be young without money, but you can’t be old without it." - Tennessee Williams
"How many millionaires do you know who have become wealthy by investing in savings accounts? I rest my case." - Robert G. Allen
"Wealth after all is a relative thing since he that has little and wants less is richer than he that has much and wants more." - Charles Caleb Colton
"Never spend your money before you have earned it." - Thomas Jefferson
"It’s good to have money and the things that money can buy, but it’s good, too, to check up once in a while and make sure that you haven’t lost the things that money can’t buy." - George Lorimer
"Every time you borrow money, you’re robbing your future self." - Nathan W. Morris
"The real measure of your wealth is how much you'd be worth if you lost all your money." - Anonymous
"It's not whether you're right or wrong that's important, but how much money you make when you're right and how much you lose when you're wrong." - George Soros
"It’s not the employer who pays the wages. Employers only handle the money. It’s the customer who pays the wages." - Henry Ford
"Rich people have small TVs and big libraries, and poor people have small libraries and big TVs." - Zig Ziglar
"Money looks better in the bank than on your feet." - Sophia Amorus
"As long as you’re going to be thinking anyway, think big." - Donald Trump
"Wealth is the ability to fully experience life." - Henry David Thoreau
"Don't tell me what you value, show me your budget, and I'll tell you what you value." - Joe Biden
"I say always follow your passion, no matter what, because even if it’s not the same financial success, it’ll lead you to the money that’ll make you the happiest." - Ellen DeGeneres
"Money is a tool. Used properly it makes something beautiful; used wrong, it makes a mess." - Bradley Vinson
"Money isn’t everything…but it ranks right up there with oxygen." - Rita Davenport
"Earn as much as you can, save as much as you can, invest as much as you can, give as much as you can." - John Wesley
"You must gain control over your money or the lack of it will forever control you." - Dave Ramsey
"Fortune sides with him who dares." - Virgil
"You get recessions, you have stock market declines. If you don’t understand that’s going to happen, then you’re not ready, you won’t do well in the markets." - Peter Lynch
"Money is a guarantee that we may have what we want in the future. Though we need nothing at the moment it insures the possibility of satisfying a new desire when it arises." - Aristotle
"The first rule is not to lose money. The second rule is not to forget the first rule." - Warren Buffett
"It’s not how much money you make, but how much money you keep, how hard it works for you, and how many generations you keep it for." - Robert Kiyosaki
"People often say that motivation doesn’t last. Well, neither does bathing – that’s why we recommend it daily." - Zig Ziglar
"Happiness is not in the mere possession of money; it lies in the joy of achievement, in the thrill of creative effort." - Franklin D. Roosevelt
"Friendship is like money, easier made than kept." - Samuel Butler
"A journey of a thousand miles must begin with a single step." - Lao Tzu
"If you would be wealthy, think of saving as well as getting." - Ben Franklin
"We make a living by what we get, but we make a life by what we give." - Winston Churchill
"A lot of people with high IQs are terrible investors because they’ve got terrible temperaments. You need to keep raw, irrational emotion under control." - Charlie Munger
"No wealth can ever make a bad man at peace with himself." - Plato
"Making money isn’t hard in itself… What’s hard is to earn it doing something worth devoting one’s life to." - Carlos Ruiz Zafón
"It's not the situation, but whether we react (negative) or respond (positive) to the situation that's important." - Zig Ziglar
"You must spend money to make money." - Titus Maccius Plautus
"If you would know the value of money, go and try to borrow some; for he that goes a borrowing, goes a sorrowing." - Benjamin Franklin
"I’d like to live as a poor man with lots of money." - Pablo Picasso
"Compound interest is the eighth wonder of the world. He who understands it, earns it. He who doesn’t, pays it." - Albert Einstein
"Let no feeling of discouragement prey upon you, and in the end you are sure to succeed." - Abraham Lincoln
"If there is one common theme to the vast range of the world’s financial crises, it is that excessive debt accumulation, whether by the government, banks, corporations, or consumers, often poses greater systemic risks than it seems during a boom." - Carmen Reinhart
"Money is usually attracted, no pursued." - Jim Rohn
"If you have trouble imagining a 20% loss in the stock market, you shouldn’t be in stocks." - John Bogle
"In investing, what is comfortable is rarely profitable." - Robert Arnott
"If you’re saving, you’re succeeding." - Steve Burkholder
"Money can’t buy you happiness, but it can buy you a yacht big enough to pull up right alongside it." - David Lee Roth
"If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability." - Henry Ford
"Sloth and prosperity can never be companions." - James Allen
"The question isn’t who is going to let me; it’s who is going to stop me." - Ayn Rand
"The big money is not in the buying or selling, but in the waiting." - Charlie Munger
"Money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless." - Suze Orman
"All intelligent investing is value investing. Acquiring more that you are paying for. You must value the business in order to value the stock." - Charlie Munger
"Bills travel through the mail at twice the speed of checks." - Steven Wright
"A millionaire is made ten bucks at a time." - Mr. Money Mustache
"Courage is being scared to death, but saddling up anyway." - John Wayne
"The better you feel about money, the more money you magnetize to yourself." - Rhonda Byrne
"The philosophy of the rich and the poor is this: the rich invest their money and spend what is left. The poor spend their money and invest what is left." - Robert Kiyosaki
"Live as if you were to die tomorrow. Learn as if you were to live forever." - Mahatma Gandhi
"If you live for having it all, what you have is never enough." - Vicki Robin
"Empty pockets never held anyone back. Only empty heads and empty hearts can do that." - Norman Vincent Peale
"The more your money works for you, the less you have to work for money." - Idowu Koyenikan
"Money can’t buy friends, but you can get a better class of enemy." - Spike Milligan
"It is not the man who has too little, but the man who craves more, that is poor." - Seneca
"Money without financial intelligence is money soon gone." - Robert Kiyosaki
"Without continual growth and progress, such words as improvement, achievement, and success have no meaning." - Benjamin Franklin
"The investor’s chief problem — even his worst enemy — is likely to be himself." - Benjamin Graham
"Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver." - Ayn Rand
"Money poisons you when you’ve got it, and starves you when you haven’t." - D.H. Lawrence
"Money grows on the tree of persistence." - Japanese Proverb
"Not he who has much is rich, but he who gives much." - Erich Fromm
"Try to save something while your salary is small; it’s impossible to save after you begin to earn more." - Jack Benny
"All wealth is a product of labor." - John Locke
"It takes as much energy to wish as it does to plan." - Eleanor Roosevelt
"Remember that: money will always match your mindset." - Joe Vitale
"The man who does more than he is paid for will soon be paid for more than he does." - Napoleon Hill
"Do not go where the path may lead, go instead where there is no path and leave a trail." - Ralph Waldo Emerson
"You get recessions, you have stock market declines. If you don't understand that's going to happen, then you're not ready, you won't do well in the markets." - Peter Lynch
"Success isn’t about money, it’s about peace." - Grant Sabatier
"Don’t let the fear of losing be greater than the excitement of winning." - Robert Kiyosaki
"Persist – don’t take no for an answer. If you’re happy to sit at your desk and not take any risk, you’ll be sitting at your desk for the next 20 years." - David Rubenstein
"The fastest way to double your money is to fold them in half and put them in your pocket." - Andrew Carnegie
"Working because you want to, not because you have to, is financial freedom." - Tony Robbins
"Not everything that can be counted counts, and not everything that counts can be counted." - Albert Einstein
"Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we’ve got 24 hours each." - Christopher Rice
"Too many people spend money they earned..to buy things they don’t want..to impress people that they don’t like." - Will Rogers
"A penny saved is a penny earned." - Benjamin Franlkin
"An investment in knowledge always pays the best interest." - Benjamin Franklin
"Opportunity is missed by most people because it is dressed in overalls and looks like work." - Thomas Edison
"The biggest risk of all is not taking one." - Mellody Hobson
"The person who starts simply with the idea of getting rich won’t succeed; you must have a larger ambition." - John D. Rockefeller
"My old father used to have a saying: If you make a bad bargain, hug it all the tighter." - Abraham Lincoln
"An investment in knowledge pays the best interest." - Benjamin Franklin
"In the United States, where we have more land than people, it is not at all difficult for persons in good health to make money." - P.T. Barnum
"The money you have gives you freedom; the money you pursue enslaves you." - Jean-Jacques Rousseau
"I’m only rich because I know when I’m wrong…I basically have survived by recognizing my mistakes." - George Soros
"Money is a terrible master but an excellent servant." - P.T. Barnum
"Too many people spend money they earned to buy things they don’t want, to impress people they don’t like." - Will Rogers
"Here’s the major problem with going on strike for more money: You cannot get rich by demand." - Jim Rohn
"Save money, and money will save you." - Anonymous
"Never stand begging for that which you have the power to earn." - Miguel de Cervantes
"When I was young I thought that money was the most important thin in life; now that I am old I know that it is." - Oscar Wilde
"The only place where success comes before work is in the dictionary." - Vidal Sassoon
"Money is really only important if you don’t have any." - Harrison Ford
"The best thing money can buy is financial freedom." - Anonymous
"Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give." - William A. Ward
"Rich people have their money work hard for them. Poor people work hard for their money." - T. Harv Eker
"Money is good for nothing unless you know the value of it by experience." - P.T. Barnum
"A nickel ain't worth a dime anymore." - Yogi Berra
"The four most dangerous words in investing are: ‘this time it’s different." - Sir John Templeton
"Wise spending is part of wise investing. And it’s never too late to start." - Rhonda Katz
"The broker said the stock was “poised to move.” Silly me, I thought he meant up." - Randy Thurman
"Let him who would enjoy a good future waste none of his present." - Roger Babson
"Money is plentiful for those who understand the simple laws which govern it’s acquisitions." - George S. Clason
"Sometimes buying early on the way down looks like being wrong, but it isn’t." - Seth Klarman
"Annual income twenty pounds, annual expenditure nineteen six, result happiness. Annual income twenty pounds, annual expenditure twenty pound ought and six, result misery." - Charles Dickens
"If you don’t find a way to make money while you sleep, you will work until the day you die." - Warren Buffett
"A real entrepreneur is somebody who has no safety net underneath them." - Henry Kravis
"Here’s to the crazy ones. The misfits. The rebels. The troublemakers. The round pegs in the square holes. The ones who see things differently. They’re not fond of rules. And they have no respect for the status quo. You can quote them, disagree with them, glorify or vilify them. About the only thing you can’t do is ignore them. Because they change things. They push the human race forward. And while some may see them as the crazy ones, we see genius. Because the people who are crazy enough to think they can change the world, are the ones who do." - Steve Jobs
"Wealth consists not in having great possessions, but in having few wants." - Epictetus
"Success is having to worry about every damn thing in the world, except money." - Johnny Cash
"There’s no money in poetry, but then there’s no poetry in money." - Robert Graves
"Wide diversification is only required when investors do not understand what they are doing." - Warren Buffett
"One may not condemn a man for succeeding because he knows how. Neither may one with justice take away from a man what he has fairly earned, to give to men of less ability." - George S. Clason
"It's how you deal with failure that determines how you achieve success." - David Feherty
"When I had money everyone called me brother." - Polish proverb
"The best way to become a billionaire is to help a billion people." - Peter Diamandis
"I will tell you how to become rich. Close the doors, be fearful when others are greedy. Be greedy when others are fearful." - Warren Buffett
"If your ship doesn’t come in, swim out to meet it!" - Jonathan Winters
"Investing should be more like watching paint dry or watching grass grow. If you want excitement, take $800 and go to Las Vegas." - Paul Samuelson
"Returns matter a lot. It's our capital." - Abigail Johnson
"You can’t connect the dots looking forward; you can only connect them looking backwards. So you have to trust that the dots will somehow connect in your future. You have to trust in something – your gut, destiny, life, karma, whatever. This approach has never let me down, and it has made all the difference in my life." - Steve Jobs
"We don't prognosticate macroeconomic factors, we're looking at our companies from a bottom-up perspective on their long-run prospects of returning." - Mellody Hobson
"The money you make is a symbol of the value you create." - Idowu Koyenikan
"When you invest, you are buying a day that you don’t have to work." - Aya Laraya
"Waste your money and you’re only out of money, but waste your time and you’ve lost a part of your life." - Michael Leboeuf
"Most people work just hard enough not to get fired and get paid just enough money not to quit." - George Carlin
"The most contrarian thing of all is not to oppose the crowd but to think for yourself." - Peter Thiel
"If you took our top fifteen decisions out, we’d have a pretty average record. It wasn’t hyperactivity, but a hell of a lot of patience. You stuck to your principles and when opportunities came along, you pounced on them with vigor." - Charlie Munger
"Every time you borrow money, you're robbing your future self." - Nathan W. Morris
"Screw it, Let’s do it!" - Richard Branson
"Wealth is like sea-water; the more we drink, the thirstier we become; and the same is true of fame." - Arthur Schopenhauer
"Anyone who is not investing now is missing a tremendous opportunity." - Carlos Slim
"Bottoms in the investment world don't end with four-year lows; they end with 10- or 15-year lows." - Jim Rogers
"Investing puts money to work. The only reason to save money is to invest it." - Grant Cardone
"Formal education will make you a living; self-education will make you a fortune." - Jim Rohn
"Money is not an end in itself. It is merely a tool to help us achieve some particular goal. If the way we handle our money conflicts with our personal values, we are not going to wind up living happy and fulfilled lives." - David Bach
"Success isn’t measured by money or power or social rank. Success is measured by your discipline and inner peace." - Mike Ditka
"If plan A fails, remember there are 25 more letters." - Chris Guillebeau
"If you think nobody cares if you’re alive, try missing a couple of car payments." - Earl Wilson
"Money has no grey areas. You either make it or you lose it." - Kevin O'leary
"Everyday is a bank account, and time is our currency. No one is rich, no one is poor, we've got 24 hours each." - Christopher Rice
"A bank is a place where they lend you an umbrella in fair weather and ask for it back when it begins to rain." - Robert Frost
"Work like you don’t need the money. Dance like no one is watching. And love like you’ve never been hurt." - Mark Twain
"Money is in some respects like fire – it is a very excellent servant but a terrible master. When you have it mastering you, when interest is constantly piling up against you, it will keep you down in the worst kind of slavery. But let money work for you, and you have the most devoted servant in the world." - P.T. Barnum
"That man is richest whose pleasures are cheapest." - Henry David Thoreau
"Money may not buy happiness, but I’d rather cry in a Jaguar than on a bus." - Françoise Sagan
"It is our choices, that show what we truly are, far more than our abilities." - J. K Rowling
"I’m a great believer in luck, and I find the harder I work the more I have of it." - Thomas Jefferson
"Knowledge without action cost money." - David Bach
"What you focus on you create more of, so if the plan is to get rich, you’re gonna want to focus on abundance as much as possible. Give as much as you can as often as you can, receive with gratitude and joy, think of money as your pal, raise your frequency and get in the flow, yo." - Jen Sincero
"Money is a great servant but a bad master." - Francis Bacon
"Every once in a while, the market does something so stupid it takes your breath away." - Jim Cramer
"The best time to invest is during a recession." - Graham Stephan
"Money never made a man happy yet, nor will it. The more a man has, the more he wants. Instead of filling a vacuum, it makes one." - Benjamin Franklin
"Most people fail to realize that in life, it’s not how much money you make. It’s how much money you keep." - Robert Kiyosaki
"While money can’t buy happiness, it certainly lets you choose your own form of misery." - Groucho Marx
"There is no shortage of money in this world. Start hustling." - Grant Cardone
"Develop success from failures. Discouragement and failure are two of the surest stepping stones to success." - Dale Carnegie
"When money realizes that it is in good hands, it wants to stay and multiply in those hands." - Idowu Koyenikan
"I don't look to jump over seven-foot bars; I look around for one-foot bars that I can step over." - Warren Buffett
"If we command our wealth, we shall be rich and free. If our wealth commands us, we are poor indeed." - Edmund Burke
"The single biggest financial mistake I’ve made was not thinking big enough. I encourage you to go for more than a million. There is no shortage of money on this planet, only a shortage of people thinking big enough." - Grant Cardone
"This company looks cheap, that company looks cheap, but the overall economy could completely screw it up. The key is to wait. Sometimes the hardest thing to do is to do nothing." - David Tepper
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