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Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.63% (6.88%*) • Investment PI: 5.58% (6.62%*)

Secured and Unsecured Personal Loans in as Little as a Day.

Fast Finance, Rates from 7.24% (7.24%*)

  100% Free Service

  100% Competitive Rates

  100% No Obligation

Personal Loans Approved in Less Than a Day

Some personal loan products are approved in less than an hour, but lower rates and superior products may take up to a day. Call us for a discussion.

Selected Personal
Loan Products [ Not all Listed ]

Selected Personal Loans
Interest*
6.78%
Comparison*
7.17%
   
6.89%
7.10%
   
7.24%
0.00%
   
7.49%
8.18%
   
Selected Variable Personal Loans
Interest*
7.24%
Comparison*
0.00%
   
7.79%
8.00%
   
8.00%
9.40%
   
8.50%
9.89%
   
Selected Fixed Personal Loans
Interest*
6.78%
Comparison*
7.17%
   
6.89%
7.10%
   
7.49%
8.18%
   
7.99%
8.20%
   
  Green Personal Car Loans
Interest*
6.40%
Comparison*
7.39%
   
6.49%
6.84%
   
6.49%
6.86%
   
6.49%
7.61%
   

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Unlike home loans, the interest rates on personal loans are generally not "black and white". The interest rate will depend on a number of factors such as whether security is offered, whether you own a property, how good is your credit history and how long have you been in your job. To obtain a rate quote please call us.

Normally it is advisable to use a home loan to fund home improvements. Obviously the interest rates are much lower on home loans when compared to personal loans. There are some situations where you may need to use a personal loan to conduct home improvements. Consider the following case examples: - You have borrowed 80% of the property value and borrowing more would mean you would have to pay lenders mortgage insurance. Mortgage insurance could cost you thousands of dollars. It may cost you less in interest to instead use a personal loan over a 5 year term than it would cost in mortgage insurance plus the interest on that mortgage insurance over the 30 year home loan term. - You have borrowed 100-105% of the purchase price with the help of a guarantor. In this instance you generally wouldn’t be able to increase your home loan so a personal loan would be required.

Generally by the next day or no later than two workings days.

Most personal loans have a fixed interest rate. This gives you certainty with ongoing repayments. There are a few lenders that offer variable rates but fixed rates are much more common and popular.

Most lenders require a clean credit history. We do have options that will consider small paid defaults with a telco or utility company. Unpaid defaults generally won’t be considered.

  Popular Types of Personal Loans

Unsecured Personal Loan

  • A loan that requires no security. As such, rates are often higher.
  • Loans of up to $50,000 available to eligible borrowers.

Secured Personal Loan

  • A loan that requires security such as a motor vehicle.
  • Generally offers more competitive rates than unsecured loana.

  General Repayment Calculator

Consider Consolidating Debt and Using Your Home Equity

Want to pay one monthly repayment rather than two? You can often consolidate your debt by refinancing your home. Monthly obligations, even with a new vehicle, are usually less than what you’re paying now. Call us for more information.

Example Multiple Banks (Fixed)
Interest*
5.79%
Comparison*
6.34%
   
5.79%
6.39%
   
5.89%
6.33%
   
5.94%
5.98%
   
Example Multiple Banks Variable)
Interest*
5.20%
Comparison*
5.24%
   
5.69%
6.06%
   
5.84%
5.92%
   
5.94%
5.95%
   
Example BIg-4 Only (Variable)
Interest*
5.20%
Comparison*
5.24%
   
5.69%
6.06%
   
5.84%
5.92%
   
5.84%
5.92%
   
Example Investment Products (IO)
Interest*
6.09%
Comparison*
6.57%
   
6.09%
6.61%
   
6.29%
6.60%
   
6.34%
8.16%
   
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