1300 422 506

  U30 SUPER CHARGE Account

 General Lending Rates

 Product Features

• Digital Banking Additional Information: You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Other Additional Information: Verified by Visa is a service designed to ensure you are protected while shopping online with your Visa card. As you make a purchase online, Police Bank assesses the risk of the transaction based on a number of factors. In some instances, you may be asked to confirm some personal details (date of birth, mother's maiden name, address details) so Police Bank can be sure the card isn't being used without your permission.

• Other Additional Information: Our Debit Card is issued with the Visa PayWave ‘contactless’ payment feature. This allows you to pay for purchases under $100 without swiping, signing, or entering a PIN at participating merchants.

• Other Additional Information: Withdraw cash at any participating Australia Post outlets with Bank@POST™

• Other Additional Information: Set regular payments like your pay sent straight to your account

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Free Txns Additional Information: In addition 4 other Financial Institution ATM withdrawal fees are rebated, max $8 a month if on Reduced Fees program. 10 free RediATM transactions if on Reduced Fees program

• Npp Payid Additional Information: Select the Contact Method that you would like to use for your PayID i.e. your mobile number or email address.

• Other Additional Information: Our Visa Card provides access to the Visa Entertainment program. This gives you the opportunity to purchase unique deals including preferred seating at special events, discounts on retail as well as other exclusive offers

• Free Txns Additional Information: All Members receive 4 RediATM transactions and are therefore charged 1.37 per transaction. 4 without Reduced Fees Program

• Overdraft Additional Information: Adding flexibility to your account, Credit Overdraft. Attaching a Credit Overdraft facility to this account means you will always be prepared for those unexpected bills or bargain buys!

• Other Additional Information: up to $1000

• Bill Payment Additional Information: BPAY - for your bill payments with access to the BPAY system*

• Digital Wallet Additional Information: Pay with your Police Bank Visa Debit Cards using Samsung Pay

• Npp Enabled

• Other Additional Information: Eftpos transactions are free if on the Reduced Fees program, otherwise 25 transactions are free per month, thereafter will cost 0.55 per Eftpos transaction

• Other Additional Information: Set up Direct Debits from this account

• Digital Wallet Additional Information: Pay with your Police Bank Visa Debit Cards using Google Pay

• Card Access Additional Information: A Police Bank Easy Access Account offers all the features you could ask from an everyday access facility

• Digital Banking Additional Information: You can pay bills via BPAY and check your account details or make transfers anytime or anywhere using our Redidial Telephone Banking service or online with Internet Banking – both services are free.

• Other Additional Information: Simply maintain a combined monthly balance of $5000 or more worth of savings, investments or loans and you will receive more fee free ATM and EFTPOS transactions as well as qualify for fee rebates.

• Other Additional Information: Account allows Periodical Payments via Cheque and can also make External Periodical Payments

• Digital Wallet Additional Information: Pay with your Police Bank Visa Debit Cards using Apple Pay

 Product Eligibility

• Residency Status - Australian Citizen.

• Residency Status - Australian Residents.

• Other Additional Information: SMSF Allowed

• Min Age - 18.

• Natural Person - Individuals.

 Bank Fees and Charges

• Dormant Accounts Fee (Event), Amount: 10.00. Additional Information: After 3 years an account is classed as dormant if no Member transactions occur. Interest, fees and government charges are not classed as transactions.

• Cheque Fee (Transaction), Amount: 1.00. Additional Information: Per cheque (personal or company) which is written and presented.

• Dishonoured Cheque Fee (Event), Amount: 9.00.

• Replacement Card Fee (Event), Amount: 10.00. Additional Information: Payable for any second or subsequent request for the replacement of a Visa Card.

• External Electronic Periodical Payments (Transaction), Amount: 1.00. Additional Information: Per transaction if Police Bank staff set up on your behalf.

• Counter Cash Withdrawal Fee Up To $24,999 (Withdrawal), Amount: 2.00.

• Direct Debit Dishonour Fee (Event), Amount: 9.00.

• Overseas Dishonoured Cheque Fee (Transaction), Amount: 0.00.

• Coin Handling Fee (Event), Amount: 12.00.

• Periodical Payments Via Cheque (Transaction), Amount: 3.00.

• Counter Cheque Withdrawal Fee (Withdrawal), Amount: 3.00.

• Counter Cash Withdrawal $25,000 And Over (Withdrawal), Amount: 50.00.

• Bank@post Cash Withdrawal Fee (Withdrawal), Amount: 2.00.

• Bank Cheque (Event), Amount: 0.00.

• Cheque Deposit Collection Fee (Event), Amount: 0.30.

• Dishonoured Cheque Fee (Event), Amount: 9.00.

• Bank@post Dishonoured Cheque Fee (Event), Amount: 0.00.

• Default Notice Fee (Event), Amount: 21.50. Additional Information: Payable if and when we send you a default notice for an overdrawn account where an arrears remains unremedied after we have sent you an arrears letter

• Atm Balance Enquiry Fee (Event), Amount: 0.00.

• Document Retrieval Fee (Event), Amount: 0.00. Additional Information: Payable on request for documents to be retrieved

• Visa Overseas Emergency Fee (Event), Amount: 175.00.

• Third Party Costs (Event), Amount: 0.00. Additional Information: Any costs charged to us from a third party will be passed on to you. Information on these costs is available on request.

• Stop Payment Fee (Event), Amount: 9.00.

• Special Cheque Clearance Fee For Personal Accounts (Event), Amount: 16.50.

• Additional Statement Fee (Event), Amount: 5.00. Additional Information: Payable if and when you request an additional statement.

• International Cheque Deposits (Event), Amount: 10.00.

• Overdrawn Savings Account Fee (Event), Amount: 15.00. Additional Information: Payable when any Savings Account is overdrawn by $75 or more within a calendar month Interest will also be charged at the then current Overdraft interest rate

• Cheque Retrieval Fee (Event), Amount: 9.00.

• Annual Overdraft Fee (Event), Amount: 31.00.

• Visa International Fees (Event), Amount: 0.00. Additional Information: Payable if and when you use the Visa Card overseas and the transaction is in a foreign currency. All overseas transactions are converted to Australian dollars and are subject to this fee as a percentage of the value of the transaction. A proportion of the fee may be retained by Police Bank. The amount of this conversion fee is subject to change from time to time and we will advise you in advance.

• Overdraft Limit Establishment Fee (Upfront), Amount: 50.00.

• Bank Draft (Event), Amount: 15.00.

 Document Downloads

  schedule-of-fees-and-charges.pdf (2.8 MB)
  financial-services-guide.pdf (316.2 KB)
  access-methods.pdf (2.6 MB)