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Home Loan Variable: 5.38% (6.14%*) • Home Loan Fixed: 5.44% (6.26%*) • Fixed: 5.44% (6.26%*) • Variable: 5.38% (6.14%*) • Investment IO: 5.84% (7.27%*) • Investment PI: 5.54% (6.63%*)

  All Purpose Loan

All Purpose Loan
Category: Personal Loans  Last Updated December 1, 2023  Effective January 10, 2025

 General Lending Rates

Rates listed below are for a VARIABLE P&I product. Additional Information
Interest Rate
13.24% PA
Comparison Rate
13.86%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Other Additional Information: No penalty for extra repayments
  • Insurance Additional Information: get 20% off your first year s premium (capped at $200)

 Product Eligibility

  • Min Age - 18.

 Bank Fees and Charges

  • Personal Loan Funding Fee (Upfront), Amount: 195.00.
  • Personal Loan Monthly Account Fee (Periodic), Amount: 5.00. Additional Information: This fee will be charged at the end of each month.
  • Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking

 Limitations & Restrictions (Constraints)

  • Min Limit of 5000.00 Additional Information: Min $5000 to receive discounted interest rate,excludes debt consolidation
  • Min Limit of 1000.00 Additional Information: Min $1000 for debt consolidation loans

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