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  CommSec Margin Loan

 General Lending Rates

• Lending Rate Type: Fixed
• Interest Rate: 8.49%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 8.54%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 8.64%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 8.69%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 8.74%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 8.79%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 8.99%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

• Lending Rate Type: Fixed
• Interest Rate: 9.04%, Comparison Rate 0.00%
• Repayment Type:
• Loan Purpose: Investment

 Product Features

• Other Additional Information: A wide range of shares and managed funds in the Approved Securities List, allowing investors to borrow money to accelerate their wealth creation and diversify their investment portfolio, using existing investments or cash as security.

• Other Additional Information: A Regular Gearing Plan, allowing borrowers to combine the power of gearing with the discipline of regular savings, to help build wealth over the long term.

• Other Additional Information: Flexible interest rate and repayment options, with no minimum balance requirements

• Other Additional Information: Integration with award-winning CommSec trading platform. CommSec provides borrowers all the tools to monitor portfolio's performance, including online summaries, gearing ratios, loan statements, notifications and research.

 Product Eligibility

• Natural Person Additional Information: 18 years or older and an Australian permanent resident; or

• Business Additional Information: An Australian registered or incorporated company; or

• Business Additional Information: An Australian trust (and not a Self Managed Super Fund)

• Other Additional Information: Able to demonstrate the ability to meet existing commitments, including living and borrowing expenses; and

• Min Income - $50,000. Additional Information: Earn a minimum gross income of $50,000 per annum.

 Bank Fees and Charges

• Application Fee For Individual And Company Applicants (Event), Amount: 0.00.

• Trust Deed Investigation Fee (Event), Amount: 200.00. Additional Information: Minimum $200

• Personal Property Securities Register (ppsr) Registration Fee (government Fee Payable When The Security Interest Is Registered, Or Registration Is Amended) (Variable), Amount: Not Listed.. Additional Information: Government fee, payable when the Security Interest is registered, or registration is amended

• Account Keeping Fee (Event), Amount: 0.00.

• Dishonour Fee (Event), Amount: 30.00.

• Off Market Transfer Fee (Event), Amount: 54.00.

• Government Tax Or Duty (Variable), Amount: Not Listed..

• Early Repayment Adjustment And Administrative Fee On Fixed Rate Loans (Variable), Amount: Not Listed.. Additional Information: Depends on amount of loan and interest rate movements

 Limitations & Restrictions (Constraints)

• Min Limit of 20000.00 Additional Information: Applying for a minimum credit limit of $20,000