Fixed Rate Home Loan
Choose a Fixed Options home loan with terms from 1 to 5 years and lock in certainty. Get a guaranteed interest rate and set repayments over your fixed term.
Category: Home Loans Last Updated July 13, 2026 Effective August 19, 2026
General Lending Rates
Rates listed below are for a FIXED INVESTMENT Interest Only product. Additional Information The rates include our 0.10% p.a. discount for LVRs+ up to 70% and a 0.20% p.a. discount for repaying Interest Only in Advance. Interest Only in Advance is a repayment option offering Fixed Rate Investment Property Loan customers an additional interest rate discount for paying up to 12 months interest in advance (minimum period of 3 months applies). Our Advantage Package gives you a 0.20% interest rate discount and other product savings, for an annual package fee. T&Cs apply.
Interest Rate
6.34% PA
6.34% PA
Comparison Rate
6.95%PA*
6.95%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.96%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 8.84%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.44%, Comparison Rate 6.93%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 8.66%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 6.98%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 8.54%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.06%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 8.37%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.07%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 9.22%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 7.06%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 8.94%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 7.03%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 8.76%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 7.08%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 8.63%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 8.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.17%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 9.52%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.35%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 9.23%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.33%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.24%, Comparison Rate 9.05%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 7.37%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.44%, Comparison Rate 8.92%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.24%, Comparison Rate 7.45%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.44%, Comparison Rate 8.76%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.24%, Comparison Rate 7.47%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 9.13%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 6.96%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 8.86%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.94%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 8.70%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 6.99%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 8.59%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.07%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 8.44%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.09%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 9.23%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 7.06%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 8.96%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 7.04%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 8.79%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.09%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.24%, Comparison Rate 8.68%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 7.17%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.24%, Comparison Rate 8.53%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 7.19%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.24%, Comparison Rate 9.53%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 7.36%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 9.26%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.34%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.34%, Comparison Rate 9.09%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 7.39%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.54%, Comparison Rate 8.97%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.34%, Comparison Rate 7.47%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.54%, Comparison Rate 8.82%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.34%, Comparison Rate 7.49%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 9.15%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.44%, Comparison Rate 6.97%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 8.89%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.34%, Comparison Rate 6.95%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 8.73%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 7.00%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 8.63%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 7.09%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 8.49%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 7.12%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 9.25%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 7.07%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 8.99%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.44%, Comparison Rate 7.05%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 8.83%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 7.11%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 8.74%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.19%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 8.59%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 70% to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.22%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 9.55%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.37%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 9.29%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 7.35%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 9.13%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.41%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.34%, Comparison Rate 9.04%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 7.50%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.34%, Comparison Rate 8.89%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 7.53%
- Repayment Type: Interest Only
- Loan Purpose: Investment
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 8.63%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.44%, Comparison Rate 6.77%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 8.40%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.34%, Comparison Rate 6.76%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 8.26%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.81%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 8.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 6.88%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 8.02%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70.00%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 6.90%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 8.73%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.87%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 8.49%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.44%, Comparison Rate 6.85%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 8.36%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 6.91%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.99%, Comparison Rate 8.25%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.79%, Comparison Rate 6.97%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.99%, Comparison Rate 8.12%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.79%, Comparison Rate 7.00%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.04%, Comparison Rate 9.03%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.84%, Comparison Rate 7.17%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 8.79%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 7.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.14%, Comparison Rate 8.65%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.94%, Comparison Rate 7.20%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.29%, Comparison Rate 8.54%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.09%, Comparison Rate 7.27%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.29%, Comparison Rate 8.41%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR above 80%
Minimum: 0.80 PERCENT Maximum: 0.95 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.09%, Comparison Rate 7.29%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.99%, Comparison Rate 8.67%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.79%, Comparison Rate 6.80%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 8.47%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.69%, Comparison Rate 6.81%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.09%, Comparison Rate 8.37%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 6.89%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.29%, Comparison Rate 8.31%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.09%, Comparison Rate 7.00%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.29%, Comparison Rate 8.21%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR up to 70%
Minimum: 0.00 PERCENT Maximum: 0.70 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.09%, Comparison Rate 7.04%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.09%, Comparison Rate 8.77%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.89%, Comparison Rate 6.90%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.99%, Comparison Rate 8.57%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.79%, Comparison Rate 6.91%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.19%, Comparison Rate 8.47%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 6.99%, Comparison Rate 6.99%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.39%, Comparison Rate 8.41%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.19%, Comparison Rate 7.10%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.39%, Comparison Rate 8.31%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
LVR 70% up to 80%
Minimum: 0.70 PERCENT Maximum: 0.80 PERCENT
- Lending Rate Type: Fixed
- Interest Rate: 7.19%, Comparison Rate 7.14%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
Product Features
- Other Additional Information: Peace of mind - Fixing your home loan, means you?ll have greater certainty. You can lock in the same rate and repayments from 1-5 years.
- Complementary Product Discounts
- Redraw Additional Information: Prepay or redraw - Repay weekly, fortnightly or monthly. Plus, prepay or redraw up to $30,000 during your fixed term, with no break costs.
- Other Additional Information: Split loan option
- Other Additional Information: Keep your loan - Selling and buying a new home? Take your loan and rate with you and pay no break costs. Conditions apply.
- Other Additional Information: The product includes a combination loan feature.
- Other Additional Information: The product provides options which includes repayment holiday, portability, progressive drawdown, parental guarantee and lenders mortgage insurance.
- Other Additional Information: The product provides switching (from another product) feature
- Other Additional Information: Loan Payment Method - Direct Debit (preferred), Direct Credit, Branch Payment, Internet or Phone Banking
- Other Additional Information: Repayment types: Principal and Interest, Interest Only, or Interest Only in Advance
- Other Additional Information: Repayment frequencies includes weekly, fortnightly or monthly.
- Extra Repayments Additional Information: Subject to terms and conditions, this product includes extra repayment features.
- Fraud Protection Additional Information: The product includes fraud protection features.
- Guarantor Additional Information: Subject to terms and conditions, this product includes guarantor features.
- Relationship Management Additional Information: Relationship management is available for eligible customers.
- Other Additional Information: Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing.
- Other Additional Information: Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request
- Other Additional Information: Comparison rate: The comparison rate is based on a loan of $150,000 over the term of 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.
- Other Additional Information: Break costs on fixed loan prepayments and switching: customers can make total prepayments of up to $30,000 (cumulative) for fixed loans, without costs or fees applying. You may incur a break cost and administration fee if your prepayments exceed this threshold, or if at any time before the end of a fixed rate period you switch to another product, interest rate (fixed or variable) or repayment type.
- Other Additional Information: Rate Lock: We?ll apply the fixed rate available on the loan settlement date or the date your fixed rate term starts, unless you lock a fixed rate on your loan using our Rate Lock feature. The fixed rate lock-in fee is 0.10% of your loan amount. At the end of the fixed rate term, the interest rate will roll onto our standard variable home loan interest rate, unless a new fixed rate term?s selected and then the fixed rate is determined two business days before the end of the fixed term.
- Other Additional Information: Home and Landlord Insurance: Premier Advantage Package customers may be eligible for an ongoing premium discount of up to 10% on their Westpac Home and Landlord Insurance policies. T&Cs applies
Product Eligibility
- Min Age - 18. Additional Information: 18+ years old
- Residency Status - An Australian Citizen Or Permanent Resident.
- Employment Status - Employed Or Self-employed.
- Other Additional Information: Individuals, Companies, Discretionary or Family Trusts (Individual or non-individual trustees)
Bank Fees and Charges
- Annual Package Fee (Periodic), Amount: Not Listed.. Additional Information: For customers opting for Premier Advantage Package
- Lending Establishment Fee (Upfront), Amount: Not Listed..
- Monthly Loan Account Fee (Periodic), Amount: Not Listed..
- Fixed Rate - Lock-in Fee (Event), Amount: Not Listed.. Additional Information: 0.10% of loan amount for new lending 0.10% for refixes. Rate lock is not available for progress draw loans under the construction option.
- Lenders Mortgage Insurance Premium (Upfront), Amount: Not Listed.. Additional Information: If your deposit is less than 20% then Lenders Mortgage Insurance is usually required. There may be other circumstances where Lenders Mortgage Insurance is also required. As Lenders Mortgage Insurance reduces bank's risk as a lender when providing a home loan, you may be able to apply for a home loan and get into your home sooner, with a lower deposit. Lenders Mortgage Insurance insures bank for any shortfall in the event that you default on your loan and if the proceeds from the property sale are not enough to pay off the loan in full. The cost of Lenders Mortgage Insurance is calculated as a percentage of the loan amount. The percentage applied will vary depending on a number of factors. Please speak to your lender if you would like to understand this process in more detail. The cost of Lenders Mortgage Insurance premium is passed on to you. We do not receive a commission on Lenders Mortgage Insurance.
- Bank Cheque Issuance Fee (Event), Amount: Not Listed.. Additional Information: $10 per cheque (1st cheque is free)
- Break Cost Fee (Event), Amount: Not Listed..
- Missed Payment Fee (Late Payment), Amount: Not Listed..
- Account Overdrawn Fee (Event), Amount: Not Listed..
- Document Processing Fee (Event), Amount: Not Listed..
- Property Valuer Fee (Event), Amount: Not Listed..
- Loan Discharge Fee (Exit), Amount: Not Listed..
- Extra Repayments (Event), Amount: Not Listed.. Additional Information: Extra repayments (up to $30k on fixed loans)
- Redraw (Event), Amount: Not Listed.. Additional Information: If activated and extra funds are available
- Repayment Holidays Or Reduced Repayments (Event), Amount: Not Listed.. Additional Information: Repayment holidays or Reduced Repayments of up to 50% for up to 12 months (subject to approval)
- Construction Loan Option (Event), Amount: Not Listed.. Additional Information: Construction loan option (property valuer fees may apply)
- Portability Option (Event), Amount: Not Listed.. Additional Information: Portability option (keeping your loan but changing the property securing the loan)
- Loan Switching (Event), Amount: Not Listed.. Additional Information: Loan switching (changing loan or repayment type). Break costs may apply to a fixed rate loan
- Split Loan Fee (Event), Amount: Not Listed..
Limitations & Restrictions (Constraints)
- Min Lvr of 0.00
- Max Lvr of 0.95
- Min Limit of 15000.00 Additional Information: The minimum amount financed is $15,000
- Other of Additional Information: Maximum repayment term 30 years
- Other of Additional Information: Loan Maximum - interest only period 10 years
Document Downloads
pap-conditionsofuse.pdf (196.1 KB)
Like this Mortgage Product?
Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest