Optimum 3YR Fixed
Optimum 3YR Fixed
Category: Home Loans Last Updated March 3, 2025 Effective March 21, 2025
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
4.99% PA
4.99% PA
Comparison Rate
6.55%PA*
6.55%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 6.35%
- Lending Rate Type: Variable
- Interest Rate: 6.35%, Comparison Rate 0.00%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Digital Banking Additional Information: SWSCU Internet Banking & App
- Notifications Additional Information: Alerts
- Npp Enabled
- Redraw
- Other Additional Information: Maximum loan term is 30 years
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australian Citizen Or Permanent Resident.
Bank Fees and Charges
- Land Title Search Fee (Event), Amount: 17.10. Additional Information: Payable to Third Party
- Service Fee (Event), Amount: 9.00. Additional Information: SWSCU service fee for searches
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