Back to Basics Variable Rate Better Together Special Offer

Better Together Special Offer - Save when you combine new or additional lending > $150,000, your Back to Basics Variable Home Loan and transaction account
Category: Home Loans  Last Updated August 30, 2021  Effective December 31, 2018

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
2.29%PA
Comparison Rate
2.3%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR 70.1 to 80%
Minimum: 70.1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.44%, Comparison Rate 2.45%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR < 80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.94%, Comparison Rate 2.63%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.59%, Comparison Rate 2.6%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.94%, Comparison Rate 2.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR 90.1 to 95%
Minimum: 90.1 PERCENT Maximum: 95 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 3.09%, Comparison Rate 3.1%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR < 70%
Minimum: 1 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.49%, Comparison Rate 2.5%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR < 70%
Minimum: 1 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.69%, Comparison Rate 2.57%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 70.1 to 80%
Minimum: 70.1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.79%, Comparison Rate 2.8%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 70.1 to 80%
Minimum: 70.1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.89%, Comparison Rate 2.84%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 2.99%, Comparison Rate 3%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 3.09%, Comparison Rate 3.04%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Other Additional Information: No monthly account keeping fee
  • Other Additional Information: No ongoing annual fee
  • Other Additional Information: Loan Establishment Fee is waivered for loans over $150,000
  • Other Additional Information: Unlimited additional repayments
  • Redraw Additional Information: Redraw additional repayments as cashback, with no cashback fee and unlimited withdrawals
  • Other Additional Information: A discounted interest rate when you combine new lending over $150,000 with an Everyday Options bank account
  • Other Additional Information: Discount of up to 20% off your first years premium on new Suncorp Home, Landlord and/or Contents Insurance
  • Other Additional Information: The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria
  • Other Additional Information: Ability to add additional funds. An additional Loan is available (subject to satisfying our credit requirements) and fees and conditions may also apply
  • Digital Banking
  • Other Additional Information: Phone Banking
  • Other Additional Information: Ability to set up automated repayments

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000 Additional Information: Minimum Loan Balance of $10,000
  • Max Balance of 3250000 Additional Information: Maximum Loan Balance of $3,250,000

 Document Downloads

Like this Mortgage Product?

Share on facebook
Share on Facebook
Share on twitter
Share on Twitter
Share on linkedin
Share on Linkdin
Share on pinterest
Share on Pinterest