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  3 Year Fixed First Home Buyer LVR to 95%

 General Lending Rates

 Product Features

• Redraw

• Other Additional Information: No penalty for extra repayments up to $30,000.00 any fixed rate period

• Other Additional Information: No monthly fees

 Product Eligibility

• Min Age - 18.

• Other Additional Information: LVR to 95% + LMI, Core Bond only

• Other Additional Information: first home buyer

 Bank Fees and Charges

• Home Loan Establishment Fee (Upfront), Amount: 700.00. Additional Information: waived on the classic plus package

• Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.

• Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility

• Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package

• Fixed Interest Rate Cap Fee (Event), Amount: Not Listed.. Additional Information: Payable if you wish to lock a fixed interest rate at the time of application for 60 days. The fee is deducted from loan proceeds at settlement.

• Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking

 Limitations & Restrictions (Constraints)

• Min Limit of 50000.00