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Home Loan Variable: 5.69% (5.89%*) • Home Loan Fixed: 5.39% (6.59%*) • Fixed: 5.39% (6.59%*) • Variable: 5.69% (5.89%*) • Investment IO: 5.79% (6.41%*) • Investment PI: 5.39% (6.59%*)

  Classic Home Loan Investor LVR 60% or Less

Classic Home Loan Investor LVR 60% or Less
Category: Home Loans  Last Updated July 18, 2024  Effective November 1, 2024

 General Lending Rates

Rates listed below are for a VARIABLE INVESTMENT P&I product. Additional Information Investment Principal & Interest and Interest only up to 5 years
Interest Rate
6.24% PA
Comparison Rate
6.31%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Redraw
  • Other Additional Information: No penalty for extra repayments

 Product Eligibility

  • Other Additional Information: LVR 60% or Less
  • Min Age - 18.

 Bank Fees and Charges

  • Home Loan Establishment Fee (Upfront), Amount: 700.00. Additional Information: waived on the classic plus package
  • Standard Settlement Fee (Upfront), Amount: 195.00. Additional Information: Applies once only per standard loan facility and waived on the classic plus package.
  • Construction Settlement Fee (Upfront), Amount: 295.00. Additional Information: Applies once only per construction loan facility
  • Paper Redraw Fee (Event), Amount: 25.00. Additional Information: Payable at each manual redraw; electronic redraws are free via QBANK Internet Banking
  • Top Up Fee (Event), Amount: 200.00. Additional Information: Applies when further lending is requested and applied to a current QBANK loan limit. Payable at the time the top-up is funded.Waived on the classic plus package
  • Additional Security Fee (Event), Amount: 185.00. Additional Information: Applies to each additional security within a loan facility.
  • Split Loan Fee (Event), Amount: 25.00. Additional Information: Applies per additional loan split and waived on the classic plus package

 Limitations & Restrictions (Constraints)

  • Min Limit of 50000.00

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