RBA Cash Rate: 4.10% · 1AUD = 0.63 USD · Inflation: 2.4%  

1300 422 506

Book a Consultation
Search
Close this search box.
New Vision Financial Services
Call us on 1300 422 506
Home Loan Variable: 5.13% (5.89%*) • Home Loan Fixed: 5.14% (6.01%*) • Fixed: 5.14% (6.01%*) • Variable: 5.13% (5.89%*) • Investment IO: 5.64% (6.42%*) • Investment PI: 5.55% (5.96%*)

  Customs Value Home Loan

Helping Border Officers with a low rate home loan that has a great range of features to help pay off your home sooner.
Category: Home Loans  Last Updated March 6, 2025  Effective March 21, 2025

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied Up to 60% PI 3 Yr C13
Interest Rate
5.79% PA
Comparison Rate
6.19%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 7.29%, Comparison Rate 6.61%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.98%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.49%, Comparison Rate 6.54%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  • Lending Rate Type: Fixed
  • Interest Rate: 6.04%, Comparison Rate 6.33%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.83%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Variable
  • Interest Rate: 6.24%, Comparison Rate 6.32%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 6.95%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.19%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.24%, Comparison Rate 6.48%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 7.29%, Comparison Rate 7.12%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.54%, Comparison Rate 6.53%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.28%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 7.09%, Comparison Rate 7.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
  • Lending Rate Type: Variable
  • Interest Rate: 6.94%, Comparison Rate 7.02%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.44%, Comparison Rate 6.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
  • Lending Rate Type: Variable
  • Interest Rate: 6.54%, Comparison Rate 6.44%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 7.29%, Comparison Rate 6.69%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.38%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.59%, Comparison Rate 6.98%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.49%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.04%, Comparison Rate 6.37%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 7.24%, Comparison Rate 7.15%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.54%, Comparison Rate 6.44%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <80
  • Lending Rate Type: Variable
  • Interest Rate: 7.09%, Comparison Rate 6.25%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.44%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.39%, Comparison Rate 6.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.35%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.44%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.83%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
  • Lending Rate Type: Variable
  • Interest Rate: 7.24%, Comparison Rate 7.15%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.84%, Comparison Rate 6.63%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.69%, Comparison Rate 6.52%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <90
  • Lending Rate Type: Variable
  • Interest Rate: 6.94%, Comparison Rate 7.02%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.99%, Comparison Rate 6.46%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 7.29%, Comparison Rate 7.12%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.27%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 8.44%, Comparison Rate 7.69%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.34%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.14%, Comparison Rate 6.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.14%, Comparison Rate 6.38%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.43%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 6.95%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.94%, Comparison Rate 6.73%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 8.39%, Comparison Rate 7.33%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.64%, Comparison Rate 6.54%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.38%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.14%, Comparison Rate 6.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <60
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.37%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <90
  • Lending Rate Type: Variable
  • Interest Rate: 7.24%, Comparison Rate 7.15%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 8.44%, Comparison Rate 7.69%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.26%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 8.34%, Comparison Rate 7.25%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.37%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 7.04%, Comparison Rate 6.56%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.84%, Comparison Rate 6.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.94%, Comparison Rate 7.02%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.79%, Comparison Rate 6.62%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.37%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.89%, Comparison Rate 6.72%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  80-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.09%, Comparison Rate 6.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.89%, Comparison Rate 6.68%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 5.89%, Comparison Rate 6.33%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  <60
  • Lending Rate Type: Fixed
  • Interest Rate: 5.99%, Comparison Rate 6.32%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  <90
  • Lending Rate Type: Fixed
  • Interest Rate: 5.79%, Comparison Rate 6.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.74%, Comparison Rate 6.60%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.19%, Comparison Rate 6.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  60-80
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 6.49%, Comparison Rate 6.48%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  90-95
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 7.09%, Comparison Rate 7.05%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  60-90
Minimum: 1 PERCENT Maximum: 1 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.34%, Comparison Rate 6.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Redraw Additional Information: Fee Free redraw
  • Offset Additional Information: Not Available for Fixed Loans or Interest Only
  • Other Additional Information: Available for ACT Land Rent Scheme
  • Other Additional Information: Up to $5,000 over the Fixed Term period

 Product Eligibility

  • Natural Person
  • Min Age - 18.
  • Residency Status - Australian Residents.
  • Other - Border Officers. Additional Information: Border Value Home Loan only available to current serving Border Officers or a Retired Border Officer(s) who are a member of a Union that is associated with the Border Federation of Australia. This includes NSW Border Association (including Associate members), and the Australian Federal Border Association.
  • Residency Status - Australian Citizen.

 Bank Fees and Charges

  • Ppsr Fees (personal Properties Security Register) (Event), Amount: 0.00.
  • Establishment Fee (Upfront), Amount: 600.00.
  • Stamp Duty Increase Fee (Event), Amount: 0.00.
  • Rtgs Transfer Fee (Upfront), Amount: 10.50. Additional Information: Payable when we are required to transfer settlement funds to an agent on behalf of our Solicitor.
  • Legal/securities Fees (Upfront), Amount: 0.00.
  • Additional Statement Fee (Event), Amount: 5.00. Additional Information: Payable when you request an additional statement
  • Stamp Duty (Upfront), Amount: 0.00.
  • Bridging Home Loan Establishment Fee (Event), Amount: 880.00.
  • Pest & Building Inspections Fees (Event), Amount: 0.00.
  • Additional Valuation Fee (Event), Amount: 0.00.
  • Insurance (Upfront), Amount: 0.00.
  • Other Government Duties & Taxes (Event), Amount: 0.00.
  • Excess Valuation Fee (Event), Amount: 0.00.
  • Late Payment Fee (Event), Amount: 10.00. Additional Information: Charged where the whole or any part of your loan repayment remains unpaid after 14 days past the due date. Applies to all Border Bank loans and continuing credit accounts
  • Other Legal/ Solicitors Fees (Event), Amount: 0.00.
  • Early Repayment Fee (Event), Amount: 0.00. Additional Information: Early Repayment Fee payable, if, during any fixed rate period, you: (a) repay the whole of your unpaid balance (full early repayment); (b) pay $5000 or more in repayments above the contractual repayments (partial early repayment); or (c) become obliged to repay the whole loan after you have defaulted (full early repayment) and the fixed rate that applied to the loan is more than the prevailing market interest rate at the time of the early repayment, as determined by us in our absolute discretion.
  • Consent To Subdivision Fee (Event), Amount: 162.00. Additional Information: Payable when you ask for our consent to register a subdivision or other plan or dealing.
  • Issue Of Statutory Default Notice Legal Fees (Event), Amount: 0.00.
  • Future Legal Costs And Disbursements Relating To Any Variations, Dealings, Discharges (Event), Amount: 0.00.
  • Third Party Costs (Event), Amount: 0.00. Additional Information: Any other costs charged to us by a third party will be passed on to you. Some examples are as follows: • Title Change Fee • Land and Property Information Search Fees • Land and Property Information Registration Fees
  • Arrears Letter Fee (Event), Amount: 6.50. Additional Information: Payable when we send you an arrears letter asking you to remedy an arrears under a loan contract.
  • Substituting Securities Fee (Event), Amount: 315.00. Additional Information: Payable to us when you substitute an existing property with a new property as security for your home loan.
  • Second Mortgage Consent Fee (Event), Amount: 75.00. Additional Information: Payable when you ask us to consent to a second mortgage
  • Independent Legal Advice/interpreter Service (Event), Amount: 0.00.
  • Fixed Rate Lock Fee (Event), Amount: 600.00.
  • Dishonoured Cheque Fee (Event), Amount: 9.00.
  • Dishonoured Member Cheque Fee (Event), Amount: 9.00.
  • Default Notice Fee (Event), Amount: 21.50. Additional Information: Payable when we send you a default notice under a loan contract when an arrears remains unremedied after we have sent you an arrears letter.
  • Production Of Title Fee (Upfront), Amount: 110.00. Additional Information: Payable to our solicitors when you ask us to produce the certificate of title of your property to enable registration of a plan or any document dealing with your property
  • Substituting Of Security Legal Fee (Upfront), Amount: 605.00. Additional Information: Payable to us when you substitute an existing property with a new property as security for your home loan.
  • Bank Cheque (Event), Amount: 0.00.
  • Monthly Product Split Fee (Periodic), Amount: 7.00.
  • General Consent Fee (Event), Amount: 250.00. Additional Information: Payable when you ask for our consent to any matter relating to a loan contract or security (other than a matter for which a separate fee is payable).
  • Mortgage Discharge Fee (Exit), Amount: 294.00. Additional Information: Payable when you ask us to prepare a discharge of mortgage. Note: This fee does not include registration costs for the land titles office
  • Mortgage Loan Top Up/increase In Credit Limit Fee (Event), Amount: 315.00.

 Document Downloads

Like this Mortgage Product?

Share on Facebook
Share on Twitter
Share on Linkdin
Share on Pinterest

© New Vision Financial Pty Ltd ABN 26 609 888 691 ACL 384704 | Privacy • Terms • Disclaimer

New Vision Financial Services