HOME LOAN PLUS

A home loan with considerable flexibility and exceptional features such as 100% offset and variable and fixed rate options.
Category: Home Loans  Last Updated July 6, 2021  Effective September 5, 2021

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
2.79%PA
Comparison Rate
4.76%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  Home Loan Plus 1 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 2.79%, Comparison Rate 4.76%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 1 Yr Fix >90% <=95%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.81%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 2 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 2.79%, Comparison Rate 4.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 2 Yr Fix >90% <=95%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 3 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 2.79%, Comparison Rate 4.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 3 Yr Fix >90% <=95%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.57%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 4 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 4.37%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 4 Yr Fix >90% <=95%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.69%, Comparison Rate 4.57%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 5 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 4.25%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Home Loan Plus 5 Yr Fix >90% <=95%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.69%, Comparison Rate 4.49%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Variable
  • Interest Rate: 5.01%, Comparison Rate 5.17%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Home Loan Plus 1 Yr Fix <=80%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.81%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Home Loan Plus 2 Yr Fix <=80%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.69%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Home Loan Plus 3 Yr Fix <=80%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.57%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Home Loan Plus 4 Yr Fix <=80%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 4.6%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Home Loan Plus 5 Yr Fix <=80%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 4.53%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Package Variable Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 2.49%, Comparison Rate 2.91%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package Variable Special Offer >75%<=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 2.89%, Comparison Rate 3.3%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 1 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.09%, Comparison Rate 3.82%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 1 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.59%, Comparison Rate 3.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 2 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.09%, Comparison Rate 3.7%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 2 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.59%, Comparison Rate 3.79%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 3 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.09%, Comparison Rate 3.59%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 3 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.59%, Comparison Rate 3.71%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package Discount Variable <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 3.56%, Comparison Rate 3.96%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package Discount Variable >90% <=95%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 3.81%, Comparison Rate 4.2%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 1 Yr Fix <=90
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.69%, Comparison Rate 3.88%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 1 Yr Fix >90% <=95%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.16%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 2 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.69%, Comparison Rate 3.8%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 2 Yr Fix >90% <=95%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.13%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 3 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.69%, Comparison Rate 3.74%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 3 Yr Fix >90% <=95%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.09%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 4 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.99%, Comparison Rate 3.7%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 4 Yr Fix >90% <=95%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.59%, Comparison Rate 4.1%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 5 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.99%, Comparison Rate 3.73%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package 5 Yr Fix >90% <=95%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.59%, Comparison Rate 4.09%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Package Variable <=80%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 4.08%, Comparison Rate 4.46%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Package 1 Yr Fix <=80%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.29%, Comparison Rate 3.93%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Package 2 Yr Fix <=80%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.29%, Comparison Rate 3.91%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Package 3 Yr Fix <=80%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.29%, Comparison Rate 3.89%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Package 4 Yr Fix <=80%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.69%, Comparison Rate 4%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  Package 5 Yr Fix <=80%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.69%, Comparison Rate 4.01%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Variable
  • Interest Rate: 5.62%, Comparison Rate 5.77%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Home Loan Plus 1 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.99%, Comparison Rate 5.61%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Home Loan Plus 2 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 3.99%, Comparison Rate 5.46%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Home Loan Plus 3 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.09%, Comparison Rate 5.35%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Home Loan Plus 4 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.09%, Comparison Rate 5.24%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Home Loan Plus 5 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.09%, Comparison Rate 5.13%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  • Lending Rate Type: Variable
  • Interest Rate: 5.84%, Comparison Rate 5.99%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Home Loan Plus 1 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.29%, Comparison Rate 5.64%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Home Loan Plus 2 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.29%, Comparison Rate 5.52%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Home Loan Plus 3 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.39%, Comparison Rate 5.44%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Home Loan Plus 4 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.39%, Comparison Rate 5.34%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Home Loan Plus 5 Yr Fix <=90%
Minimum: $10000.00 Maximum: $
  • Lending Rate Type: Fixed
  • Interest Rate: 4.39%, Comparison Rate 5.25%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package Variable Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 2.69%, Comparison Rate 3.11%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package Variable Special Offer >75%<=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 2.99%, Comparison Rate 3.4%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 1 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.29%, Comparison Rate 4.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 1 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.69%, Comparison Rate 4.45%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 2 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.29%, Comparison Rate 4.25%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 2 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.69%, Comparison Rate 4.32%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 3 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.29%, Comparison Rate 4.1%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 3 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.69%, Comparison Rate 4.2%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package Dicsount Variable <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 4.21%, Comparison Rate 4.59%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 1 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.51%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 2 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.44%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 3 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.49%, Comparison Rate 4.4%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 4 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.49%, Comparison Rate 4.35%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package 5 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.49%, Comparison Rate 4.3%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  Package Variable Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 2.79%, Comparison Rate 3.21%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package Variable Special Offer >75%<=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 3.09%, Comparison Rate 3.5%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 1 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.49%, Comparison Rate 4.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 1 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.89%, Comparison Rate 4.47%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 2 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.49%, Comparison Rate 4.28%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 2 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.89%, Comparison Rate 4.36%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 3 Yr Fix Special Offer <=75%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.49%, Comparison Rate 4.15%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 3 Yr Fix Special Offer >75% <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 2.89%, Comparison Rate 4.25%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package Variable <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 4.73%, Comparison Rate 5.1%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 1 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.69%, Comparison Rate 5%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 2 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.69%, Comparison Rate 4.91%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 3 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.79%, Comparison Rate 4.85%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 4 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.79%, Comparison Rate 4.78%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  Package 5 Yr Fix <=90%
Minimum: $100000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 3.79%, Comparison Rate 4.72%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Offset
  • Redraw
  • Bill Payment

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