BOS Basic Home Loan Owner Occupied
Looking to buy a new home and want to keep things simple? Our BOS Basic Home Loan, with no fees and a competitive interest rate, is the one for you.
Category: Home Loans Last Updated March 10, 2025 Effective March 21, 2025
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.79% PA
5.79% PA
Comparison Rate
5.83%PA*
5.83%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
up to 60%
Minimum: 0.5 PERCENT Maximum: 0.6 PERCENT
- Lending Rate Type: Variable
- Interest Rate: 5.79%, Comparison Rate 5.83%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
up to 50%
- Lending Rate Type: Variable
- Interest Rate: 5.79%, Comparison Rate 5.83%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
- Lending Rate Type: Variable
- Interest Rate: 6.29%, Comparison Rate 5.85%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
- Lending Rate Type: Variable
- Interest Rate: 6.44%, Comparison Rate 5.89%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
- Lending Rate Type: Variable
- Interest Rate: 6.04%, Comparison Rate 6.08%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
- Lending Rate Type: Variable
- Interest Rate: 6.59%, Comparison Rate 6.63%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Redraw Additional Information: Redraw facility is available
- Digital Banking
Product Eligibility
- Min Age - 18.
- Natural Person
- Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
- Other Additional Information: Lending Criteria applies.
Bank Fees and Charges
- Application Fee (Upfront), Amount: 0.00. Additional Information: Application fee waived
- Discharge Of Mortgage Fee (Event), Amount: 400.00. Additional Information: Excludes legal costs
- Settlement Fee (Upfront), Amount: 200.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.
- Variation Fee (Event), Amount: 300.00.
- Legal Fee (Upfront), Amount: 250.00. Additional Information: $100.00 per additional security
Limitations & Restrictions (Constraints)
- Min Limit of 100000
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