L25 Firefighter Package
FSCU offer the Firefighter Package home loan for members seeking to purchase their first home, wanting to buy a new home or to refinance their current home loan, with competitive rates and unlimited extra repayments.
Category: Home Loans Last Updated December 12, 2025 Effective December 22, 2025
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information New Money for Owner occupied with a LVR not exceeding 60%
Interest Rate
5.14% PA
5.14% PA
Comparison Rate
5.43%PA*
5.43%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 5.14%
- Lending Rate Type: Variable
- Interest Rate: 5.14%, Comparison Rate 5.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Digital Banking Additional Information: View the balance of the account and transfer extra funds whenever you like for free
- Extra Repayments Additional Information: Product has the option to accept extra repayments without incurring additional charges.
- Offset Additional Information: The balance in this account reduces the interest you pay on your mortgage.
- Redraw Additional Information: Minimum redraw amount $1,000 - capped at $20,000
Product Eligibility
- Min Age - 18.
- Natural Person
- Other Additional Information: To join FSCU, you must either be employed by Emergency Services or have a family member employed in Emergency Services.
- Residency Status - Australian Residents Only.
Bank Fees and Charges
- Home Loan Redraw (Event), Amount: 0.00.
- Home Loan 1st Mortgage Application Fee (Upfront), Amount: 300.00.
- Existing Mortgage Increase Application Fee (Upfront), Amount: 150.00.
- Annual Service Fee (Event), Amount: 300.00.
- Mortgage Discharge Admin Fee # (Event), Amount: 150.00.
- Mortgage Discharge Doc Fee ## (Event), Amount: 235.75.
- Lto Mortgage Discharge ## (Event), Amount: 192.00.
Limitations & Restrictions (Constraints)
- Min Limit of 150000.00
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