Discount Home Loan (With Principle and Interest Repayment)
Discount Home Loan (With Principle and Interest Repayment)
Category: Home Loans Last Updated December 15, 2025 Effective July 1, 2021
General Lending Rates
Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.18% PA
5.18% PA
Comparison Rate
5.38%PA*
5.38%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 5.18%
- Lending Rate Type: Variable
- Interest Rate: 5.18%, Comparison Rate 5.38%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 6.94%
- Lending Rate Type: Variable
- Interest Rate: 6.94%, Comparison Rate 7.13%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Extra Repayments
- Redraw
- Digital Banking
Product Eligibility
- Natural Person Additional Information: Individuals
Bank Fees and Charges
- Annual Fee (Periodic), Amount: 190.00.
Limitations & Restrictions (Constraints)
- Min Limit of 250000 Additional Information: Minimum Loan Amount AUD 250,000
- Max Lvr of 0.9 Additional Information: Max 90% with LMI
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