Fixed Rate Home Loan (With Principle and Interest Repayment)
Fixed Rate Home Loan (With Principle and Interest Repayment)
Category: Home Loans Last Updated December 15, 2025 Effective July 1, 2021
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 Year Fixed Rate
Interest Rate
5.19% PA
5.19% PA
Comparison Rate
7.56%PA*
7.56%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 5.19%
- Lending Rate Type: Fixed
- Interest Rate: 5.19%, Comparison Rate 7.32%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 7.34%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 7.20%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 7.09%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
Product Features
- Extra Repayments Additional Information: Early repayment up to $10000 per settlement anniversary
- Redraw
- Digital Banking
Product Eligibility
- Natural Person Additional Information: Individuals
Bank Fees and Charges
- Annual Fee (Periodic), Amount: 190.00.
Limitations & Restrictions (Constraints)
- Min Limit of 150000 Additional Information: Minimum Loan Amount AUD 150,000
- Max Lvr of 0.9 Additional Information: Max 90% with LMI
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