Bendigo Express Home Loan
The Bendigo Express is an online home loan which enables a customer to apply and be approved for a home loan digitally. The application form will be hosted by our partner Tic Toc.
Category: Home Loans Last Updated March 28, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
5.99% PA
5.99% PA
Comparison Rate
6.14%PA*
6.14%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, FIXED, 6.29%
- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 6.17%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 6.14%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
INVESTMENT, VARIABLE, 6.29%
- Lending Rate Type: Variable
- Interest Rate: 6.29%, Comparison Rate 6.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.64%
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 6.45%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
- Lending Rate Type: Fixed
- Interest Rate: 6.34%, Comparison Rate 6.43%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.39%
- Lending Rate Type: Fixed
- Interest Rate: 6.39%, Comparison Rate 6.45%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.39%
- Lending Rate Type: Fixed
- Interest Rate: 6.39%, Comparison Rate 6.45%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.39%
- Lending Rate Type: Fixed
- Interest Rate: 6.39%, Comparison Rate 6.46%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
OWNER_OCCUPIED, VARIABLE, 6.72%
- Lending Rate Type: Variable
- Interest Rate: 6.72%, Comparison Rate 6.43%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.79%
- Lending Rate Type: Fixed
- Interest Rate: 6.79%, Comparison Rate 6.44%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.39%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.54%
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.38%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.54%
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.37%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.54%
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.36%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
INVESTMENT, VARIABLE, 6.42%
- Lending Rate Type: Variable
- Interest Rate: 6.42%, Comparison Rate 6.46%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.74%
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 6.50%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
- Lending Rate Type: Fixed
- Interest Rate: 6.44%, Comparison Rate 6.47%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.48%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.49%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.49%
- Repayment Type: Interest Only
- Loan Purpose: Investment
Product Features
- Redraw Additional Information: Online redraw available
- Other Additional Information: Weekly, fortnightly or monthly repayments
- Offset Additional Information: Up to six offset accounts can be connected to the product
- Other Additional Information: Unlimited additional repayments if variable, otherwise 20% of loan balance when fixed
Product Eligibility
- Min Age - 18.
- Other Additional Information: Credit and Lending Criteria, Fees and Charges Apply
Bank Fees and Charges
- Monthly Fee (Periodic), Amount: 10.000000.
- Discharge Administration Fee (Exit), Amount: 350.000000.
- Establishment Fee (Upfront), Amount: 220.000000. Additional Information: Establishment Fee comprised of Application Fee $0 and Standard Valuation $220 applying to properties less than $1m (please note that valuation fee may vary depending on the value and location of the property)
- Variation Fee - Simple (Event), Amount: 150.000000.
- Variation Fee - Complex (Event), Amount: 300.000000.
- Guarantee Administration Fee (Upfront), Amount: 250.000000.
- Rate Variation Fee (to Renegotiate Rate) (Event), Amount: 100.000000.
- Repayment Recalculation Fee (Event), Amount: 50.000000.
- Interest Prepayment Fee (Event), Amount: 85.000000.
- Default Fee (Event), Amount: 35.000000.
- Duplicate Fee (Event), Amount: 16.500000.
- Bank Cheque Fee (Event), Amount: 10.000000.
Limitations & Restrictions (Constraints)
- Opening Balance of 5000.00
- Min Limit of 1.00
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