Bendigo Easy Home Loan
For customers looking for a simple, no frills home loan with low upfront fees and no ongoing fees (MSF).
Category: Home Loans Last Updated January 30, 2024 Effective May 3, 2024
General Lending Rates
Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information LVR < 80.01%
Interest Rate
5.99% PA
5.99% PA
Comparison Rate
6.12%PA*
6.12%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
OWNER_OCCUPIED, VARIABLE, 6.14%
- Lending Rate Type: Variable
- Interest Rate: 6.14%, Comparison Rate 6.15%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.29%
- Lending Rate Type: Fixed
- Interest Rate: 6.29%, Comparison Rate 6.16%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 5.99%
- Lending Rate Type: Fixed
- Interest Rate: 5.99%, Comparison Rate 6.12%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.12%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.11%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.04%
- Lending Rate Type: Fixed
- Interest Rate: 6.04%, Comparison Rate 6.10%
- Repayment Type: Principal And Interest
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, VARIABLE, 7.23%
- Lending Rate Type: Variable
- Interest Rate: 7.23%, Comparison Rate 6.61%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.79%
- Lending Rate Type: Fixed
- Interest Rate: 6.79%, Comparison Rate 6.21%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.21%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.54%
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.26%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.54%
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.29%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
OWNER_OCCUPIED, FIXED, 6.54%
- Lending Rate Type: Fixed
- Interest Rate: 6.54%, Comparison Rate 6.31%
- Repayment Type: Interest Only
- Loan Purpose: Owner Occupied
INVESTMENT, VARIABLE, 6.24%
- Lending Rate Type: Variable
- Interest Rate: 6.24%, Comparison Rate 6.25%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.43%
- Lending Rate Type: Variable
- Interest Rate: 6.43%, Comparison Rate 6.44%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.64%
- Lending Rate Type: Fixed
- Interest Rate: 6.64%, Comparison Rate 6.46%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.34%
- Lending Rate Type: Fixed
- Interest Rate: 6.34%, Comparison Rate 6.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.39%
- Lending Rate Type: Fixed
- Interest Rate: 6.39%, Comparison Rate 6.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.39%
- Lending Rate Type: Fixed
- Interest Rate: 6.39%, Comparison Rate 6.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.39%
- Lending Rate Type: Fixed
- Interest Rate: 6.39%, Comparison Rate 6.42%
- Repayment Type: Principal And Interest
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.44%
- Lending Rate Type: Variable
- Interest Rate: 6.44%, Comparison Rate 6.33%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, VARIABLE, 6.74%
- Lending Rate Type: Variable
- Interest Rate: 6.74%, Comparison Rate 6.57%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.74%
- Lending Rate Type: Fixed
- Interest Rate: 6.74%, Comparison Rate 6.47%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.44%
- Lending Rate Type: Fixed
- Interest Rate: 6.44%, Comparison Rate 6.44%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.45%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.46%
- Repayment Type: Interest Only
- Loan Purpose: Investment
INVESTMENT, FIXED, 6.49%
- Lending Rate Type: Fixed
- Interest Rate: 6.49%, Comparison Rate 6.46%
- Repayment Type: Interest Only
- Loan Purpose: Investment
Product Features
- Redraw Additional Information: Manual & Online redraw available
- Other Additional Information: Monthly repayments only
- Other Additional Information: Unlimited additional repayments if variable, Max $20,000 per fixed term year without penalty.
Product Eligibility
- Min Age - 18.
- Other Additional Information: Credit and Lending Criteria, Fees and Charges Apply
Bank Fees and Charges
- Discharge Administration Fee (Exit), Amount: 350.000000.
- Security Processing Fee (Upfront), Amount: 199.000000. Additional Information: (Currently Waived)
- Variation Fee (Event), Amount: 250.000000.
- Default Fee (Event), Amount: 35.000000.
- Duplicate Fee (Event), Amount: 16.500000.
- Bank Cheque Fee (Event), Amount: 10.000000.
Limitations & Restrictions (Constraints)
- Opening Balance of 5000.00
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