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Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.58% (6.62%*)

  GumLeaf Basic Variable

GumLeaf Basic Variable
Category: Home Loans  Last Updated June 3, 2024  Effective June 3, 2024

 General Lending Rates

Rates listed below are for a VARIABLE Owner Occupied P&I product. Additional Information
Interest Rate
5.89% PA
Comparison Rate
5.96%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  60%- 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.94%, Comparison Rate 6.01%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  70%- 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 5.99%, Comparison Rate 6.06%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  80%- 90%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Variable
  • Interest Rate: 6.04%, Comparison Rate 6.11%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Other Additional Information: Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security
  • Other Additional Information: Loan period - Up to 30 years
  • Other Additional Information: No Annual Fees
  • Redraw Additional Information: You must be at least one month s repayment in advance to obtain a redraw
  • Other Additional Information: Additional repayments accepted
  • Digital Banking Additional Information: Check your accounts and transact online 24/7
  • Other Additional Information: These product will be made available to new borrower with an LVR below 90% that borrow at least $50.000. A new is either a new member or an existing member that is wishing to borrow again

 Product Eligibility

  • Other Additional Information: Visit our website or contact us on Ph. 13 61 91
  • Residency Status - Australian Citizen Or Permanent Resident. Additional Information: Australian Citizen or Permanent Resident
  • Max Age - 18. Additional Information: 18 years or older
  • Other Additional Information: Become a member if loan is approved
  • Other Additional Information: Have a beneficial interest in the loan
  • Other Additional Information: All applications are subject to approval within AMBL credit policy

 Bank Fees and Charges

  • Loan Establishment Fees - For Mortgage Loans (Upfront), Amount: 250.00.
  • Certificate Of Title Production (Upfront), Amount: 50.00.
  • Mortgage Discharge Processing Fee (Upfront), Amount: 180.00.
  • Consent For Second Mortgage (Upfront), Amount: 200.00. Additional Information: Credit and loan fees and Charges
  • Switching Fee For Switching Your Australian (Upfront), Amount: 300.00. Additional Information: Switching fee for switching your Australian Mutual Bank home loan to another loan type (except at the end of the fixed rate period)

 Limitations & Restrictions (Constraints)

  • Min Balance of 50000.00

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