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Home Loan Variable: 5.20% (5.24%*) • Home Loan Fixed: 5.48% (6.24%*) • Fixed: 5.48% (6.24%*) • Variable: 5.20% (5.24%*) • Investment IO: 5.78% (6.81%*) • Investment PI: 5.58% (6.62%*)

  DHOAS 3 Year Fixed Rate Home Loan

A Fixed Rate Home Loan gives you the best of both worlds - peace of mind with the certainty of fixed rates, without being locked in for a long period of time, available for DHOAS eligible applicants.
Category: Home Loans  Last Updated May 22, 2024  Effective June 3, 2024

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
6.30% PA
Comparison Rate
6.82%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Eligibility

  • Residency Status - Individuals Must Be Citizens Or Permanent Residents Of Australia..
  • Natural Person
  • Employment Status - Applicants Must Be Currently Employed Or Receiving A Regular Income. Self Employed Clients Should Contact The Bank Prior To Applying.
  • Min Age - 18.

 Bank Fees and Charges

  • Property Valuation Fee (Variable), Amount: 250.00. Additional Information: At cost. Minimum is $250.00
  • Consent Fee (Event), Amount: 250.00. Additional Information: For 2nd or subsequent mortgages or lease registration
  • Documentation Re-issue Fee (Event), Amount: 100.00. Additional Information: + 3rd party costs
  • Copies Of Statements (up To 12 Months) At Branch (Event), Amount: 2.50.
  • Arrears Notice Fee (Event), Amount: 20.00. Additional Information: 2nd and subsequent reminders by letter or phone
  • Copies Of Statements (over 12 Months) At Branch Or Posted (Event), Amount: 5.00. Additional Information: per page
  • Switch/variation Fee - Home & Investment Loans (Event), Amount: 100.00. Additional Information: + 3rd party costs -To switch or vary home loans (other than switching to RateSaver)
  • Archive Retrieval Fee (Variable), Amount: 50.00. Additional Information: Per hour fee applies plus any expenses incurred
  • Processing Fee (Upfront), Amount: 450.00. Additional Information: + 3rd party costs
  • Audit Certificate Fee (Event), Amount: 50.00. Additional Information: Per audit certificate requested
  • Paper Statement Fee (per Statement) (Periodic), Amount: 2.00.
  • Ratesaver Switch Fee (Event), Amount: 100.00. Additional Information: + 3rd party costs-To switch to a RateSaver Loan
  • Mortgage Discharge Fee (Event), Amount: 120.00. Additional Information: + 3rd party costs
  • Fixed Rate Lock Fee (Upfront), Amount: 750.00.
  • Copies Of Statements (up To 12 Months) Posted (Event), Amount: 1.00. Additional Information: per page
  • Default Notice Fee (Event), Amount: 30.00. Additional Information: Payable when a notice is issued regarding a default under the contract

 Limitations & Restrictions (Constraints)

  • Min Limit of 150000.00
  • Max Limit of 5000000.00

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