
1yr fixed Secured Commercial Term Loan
1yr fixed Secured Commercial Term Loan
Category: Business Loans Last Updated April 8, 2026 Effective August 21, 2026
General Lending Rates
Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
6.80% PA
6.80% PA
Comparison Rate
0.00%PA*
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Features
- Digital Banking
- Npp Enabled
- Npp Payid
Product Eligibility
- Residency Status
- Min Age - 18.
- Business
Bank Fees and Charges
- Bank Cheque Fee (Payment), Amount: Not Listed.. Additional Information: Per cheque - Purchase of a bank cheque for settlement
- Registration Fee (Cash Advance), Amount: Not Listed.. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
- Registration Fee (nt) (Cash Advance), Amount: Not Listed.. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
- Title Search (sa) (Cash Advance), Amount: Not Listed.. Additional Information: Per search - provides a copy of the title of the property
- Title Search (nt) (Cash Advance), Amount: Not Listed.. Additional Information: Per Search - provides a copy of the title to the property
- Document Search (Cash Advance), Amount: Not Listed.. Additional Information: Per search - provides a duplicate copy of a registered document from Property Assist
- Valuation Fee (Cash Advance), Amount: Not Listed.. Additional Information: From $205 - a fee charged to value the proposed security property for metropolitan area. Outside metropolitan area as charged by the valuer.
- Valuation Fee (nt) (Cash Advance), Amount: Not Listed.. Additional Information: from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000
- Business Banking Conveyancer's/solicitors Fee (Event), Amount: Not Listed.. Additional Information: Covers preparation of mortgage documents,
- Business Banking Further Advance Fee (Upfront), Amount: Not Listed..
- Business Banking Variation Of Security Fee (Event), Amount: Not Listed.. Additional Information: Payable when ever we consent to the substitution of the mortgaged property.
- Commercial Loan Application Fees (Upfront), Amount: Not Listed..
- Deed Of Priority Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we prepare a Deed of Priority.
- Default Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever your repayments become in arrears by 15 days or more.
- Demand Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we send you a notice demanding that you remedy a default under your contract.
- Discharge Of Mortgage Fee/security Discharge Admin Fee (Event), Amount: Not Listed.. Additional Information: Administration cost payable whenever we prepare to discarge a mortage at your request.
- Dishonour Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever a direct debit, cheque or payment order to your account is declined or dishonoured.
- Document Preparation Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we prepare more than three documents.
- Renegotiation/review Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we renegotiate, vary or review your loan facilities.
- Voucher/document Search Fee (Upfront), Amount: Not Listed.. Additional Information: Payable per search
- Progressive Drawdown Fee (Event), Amount: Not Listed.. Additional Information: Payable when we make a number of progressive payments to fund your loan amount, typically for construction or major renovation finance. Payable upon initial disbursement of your loan.
- Written Notice Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we send you a notice that your repayments are in arrears or your account is overdrawn.
Document Downloads
fees-and-charges-home-property-credit.pdf (250.7 KB)
fixed-and-variable-home-rates.pdf (424.8 KB)
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