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Home Loan Variable: 5.79% (5.79%*) • Home Loan Fixed: 6.09% (6.08%*) • Fixed: 6.09% (6.08%*) • Variable: 5.79% (5.79%*) • Investment IO: 6.13% (6.33%*) • Investment PI: 5.99% (6.01%*)

  1yr fixed Secured Commercial Term Loan

1yr fixed Secured Commercial Term Loan
Category: Business Loans  Last Updated April 8, 2026  Effective August 21, 2026

 General Lending Rates

Rates listed below are for a FIXED INVESTMENT P&I product. Additional Information
Interest Rate
6.80% PA
Comparison Rate
0.00%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.

 Product Features

  • Digital Banking
  • Npp Enabled
  • Npp Payid

 Product Eligibility

  • Residency Status
  • Min Age - 18.
  • Business

 Bank Fees and Charges

  • Bank Cheque Fee (Payment), Amount: Not Listed.. Additional Information: Per cheque - Purchase of a bank cheque for settlement
  • Registration Fee (Cash Advance), Amount: Not Listed.. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
  • Registration Fee (nt) (Cash Advance), Amount: Not Listed.. Additional Information: Per instrument. Payable to register our interests as Mortgagee. Or alternatively, to remove the interest of another Financial Institution from the title.
  • Title Search (sa) (Cash Advance), Amount: Not Listed.. Additional Information: Per search - provides a copy of the title of the property
  • Title Search (nt) (Cash Advance), Amount: Not Listed.. Additional Information: Per Search - provides a copy of the title to the property
  • Document Search (Cash Advance), Amount: Not Listed.. Additional Information: Per search - provides a duplicate copy of a registered document from Property Assist
  • Valuation Fee (Cash Advance), Amount: Not Listed.. Additional Information: From $205 - a fee charged to value the proposed security property for metropolitan area. Outside metropolitan area as charged by the valuer.
  • Valuation Fee (nt) (Cash Advance), Amount: Not Listed.. Additional Information: from $205.00, please see tier Valuation Fee for Property Value up to over $1,500,000
  • Business Banking Conveyancer's/solicitors Fee (Event), Amount: Not Listed.. Additional Information: Covers preparation of mortgage documents,
  • Business Banking Further Advance Fee (Upfront), Amount: Not Listed..
  • Business Banking Variation Of Security Fee (Event), Amount: Not Listed.. Additional Information: Payable when ever we consent to the substitution of the mortgaged property.
  • Commercial Loan Application Fees (Upfront), Amount: Not Listed..
  • Deed Of Priority Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we prepare a Deed of Priority.
  • Default Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever your repayments become in arrears by 15 days or more.
  • Demand Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we send you a notice demanding that you remedy a default under your contract.
  • Discharge Of Mortgage Fee/security Discharge Admin Fee (Event), Amount: Not Listed.. Additional Information: Administration cost payable whenever we prepare to discarge a mortage at your request.
  • Dishonour Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever a direct debit, cheque or payment order to your account is declined or dishonoured.
  • Document Preparation Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we prepare more than three documents.
  • Renegotiation/review Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we renegotiate, vary or review your loan facilities.
  • Voucher/document Search Fee (Upfront), Amount: Not Listed.. Additional Information: Payable per search
  • Progressive Drawdown Fee (Event), Amount: Not Listed.. Additional Information: Payable when we make a number of progressive payments to fund your loan amount, typically for construction or major renovation finance. Payable upon initial disbursement of your loan.
  • Written Notice Fee (Event), Amount: Not Listed.. Additional Information: Payable whenever we send you a notice that your repayments are in arrears or your account is overdrawn.

 Document Downloads

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