Don’t miss out on purchasing a Home, Investment or Vehicle because of financial obstacles.

New Vision Financial Services understand that more than 10% of the population have had credit problems in the past or may be currently experiencing them. In most cases, traditional lenders will refuse any additional finance in this scenario.

Specialist loans are mortgages that do not conform to a lender’s typical loan underwriting criteria. This may include situations where the applicant has a poor credit history, or who may not have been employed long enough to show a history of earning an income. Specialist loans may exceed 80 per cent of the security’s value and the interest rate is based on the severity of the credit history.

Specialist lenders will exceed boundaries which other lenders will not consider.
New Vision Financial Services recognise that people can find themselves in situations where their credit history is effected due to;

  • Marriage break-up
  • Injury preventing them from working
  • Over exposure to debt
  • Spiralling costs of living
  • Bad credit management
  • Discharged Bankrupt
  • Unlimited Debt Consolidation
  • Repaying of Tax Debts

The advantage of a Specialist home loan is that clients can restart their financial lives again by consolidating debt. Disadvantages of these type of home loans are that they will traditionally include higher fees and higher rates, but if this type of loan is managed well, borrowers may re-enter the traditional home loan market in the future.

If you’d like to talk to one of our experienced home loan consultants to find out what your finance options are, please contact us on 1300 422 506.


Contact us today!