Tuesday 19th February 2019

What do rising interest rates mean for you?

What do rising interest rates mean for you?

The first month of 2019 saw interest rate hikes in Australia that could affect home loans. Make sure you understand your options for dealing with these changes. What follows is a look at the latest news and what it could…

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Tuesday 5th February 2019

Summer renovation tips

Summer renovation tips

Home renovation projects can be a fun activity for families to do together. But these jobs can also be expensive and taxing, financially physically and mentally. When you’re taking on home projects this summer, follow these tips to ensure everything goes…

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Monday 4th February 2019

Five mortgage terms you need to know (yesterday)

Five mortgage terms you need to know (yesterday)

Australians are known for being property-savvy, thanks to the boom that rocked the housing market across the country a few years back. This does not mean, however, that they are knowledgeable about everything mortgage-related. A Gateway Bank survey released in…

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Thursday 31st January 2019

Things to consider when buying your second property

Things to consider when buying your second property

You’ve purchased your first home. Congratulations! If you’ve been there for a while, you may be building up equity, which can put you in a good position to consider a second property. So, what’s equity and how…

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Thursday 24th January 2019

Considering 0% interest finance on a car?

Considering 0% interest finance on a car?

If you’re in the market for a new car, and see a 0% interest finance deal advertised, chances are you’ll be interested. But like all amazing deals, there’s likely to be a catch. We’ve highlighted some of the issues and hidden…

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Monday 21st January 2019

Home loan rejection rate hits 40%

Home loan rejection rate hits 40%

The home loan rejection rate is up 32 percentage points year-on-year in an environment of tightened lending standard, slowing credit growth, and falling property prices, according to new research. The latest research from Digital Finance Analytics (DFA), which involves a…

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Thursday 17th January 2019

How much can an offset account save you?

How much can an offset account save you?

Including offset accounts in your home loan strategy could end up saving you thousands of dollars. Here’s a look at how they work and whether you should consider going this route. What are offset accounts? Offset accounts aim to…

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Tuesday 8th January 2019

Market predictions for 2019

Market predictions for 2019

Experts in Australia are predicting more declines for the housing industry in 2019. The effects on the economy are still yet to be seen, but some are expecting a hard landing for the market in the coming months. CoreLogic’s latest…

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Monday 7th January 2019

Credit Card Debt – Consolidate or Close now.

Credit Card Debt – Consolidate or Close now.

It has been widely reported, the changes in bank verification as a result of a bout of bad publicity and changes to responsible lending practices. On the 28th of December we received this communication from one of our lending partners.

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Friday 21st December 2018

What might negative gearing changes mean for the housing market?

What might negative gearing changes mean for the housing market?

A proposal from the Australian Labor Party (ALP) aims to reform negative gearing, and News.com.au says that Aussies are conflicted on the issue. But what is negative gearing, and why are the proposed changes so controversial? What would change? To…

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Tuesday 11th December 2018

What we think of the new best Australian streets list

What we think of the new best Australian streets list

In a sweeping look at which streets are the best across the country, Realestate.com.au revealed the 10 most popular streets based on where users do the most searching. Six of the winners are in Victoria, making a case for the…

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Tuesday 11th December 2018

Common Loan Mistakes to Avoid

Common Loan Mistakes to Avoid

Getting a loan can be quite a tricky task. Seemingly small mistakes may get you trapped in debt, make a permanent record on your credit file and/or lead to rejections on new mortgages. Here are a few common mistakes that…

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Sunday 25th November 2018

How will the market turn out for home buyers as 2018 come to an end?

How will the market turn out for home buyers as 2018 come to an end?

The housing market may still be uncertain in Australia as 2018 comes to an end. The September auctions proved that buying was low. However, first-home purchases may be on the rise by the end of the year. What follows is…

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Tuesday 20th November 2018

Should you wait for the market to drop further to buy your first home?

Should you wait for the market to drop further to buy your first home?

The Australian housing market has been in a steady downturn over the last year. CoreLogic data shows that it’s seen a cumulative 1.9 per cent value fall since September 2017. While some experts are warning that the market could continue…

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Tuesday 13th November 2018

Why you should pay off credit cards before considering a home loan

Why you should pay off credit cards before considering a home loan

The beginning of 2018 brought a rise in Aussie credit card debt. The average credit card had $2,000 of debt in April, according to the Sydney Morning Herald, the highest it’s been in two years. With the country’s housing market…

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Tuesday 13th November 2018

Why you should pay off credit cards before considering a home loan

Why you should pay off credit cards before considering a home loan

The beginning of 2018 brought a rise in Aussie credit card debt. The average credit card had $2,000 of debt in April, according to the Sydney Morning Herald, the highest it’s been in two years. With the country’s housing market…

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Thursday 8th November 2018

Your quick guide to interest rates

Your quick guide to interest rates

Just starting out in the property market? Interest rate terminology on your home loan can be hard to sift through. To understand what you’re agreeing to, it’s important to understand the basics about interest rates. What is an interest rate? When…

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Sunday 4th November 2018

7 tips to help you save money for a summer holiday

7 tips to help you save money for a summer holiday

Saving for a summer holiday? Boost your funds by tracking your spending, cutting one unnecessary expense and staying home for dinner. If you’re still saving up funds for your next getaway, here are tips to help you along the way. Check your bills…

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Thursday 11th October 2018

Spring market may help first-time home buyers

Spring market may help first-time home buyers

Falling housing prices may not bode well for the overall property market. As the first spring auctions in the major cities have shown this year, it’s still unsteady. Australia’s housing downturn may be getting worse, ABC News recently reported. Melbourne…

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Wednesday 10th October 2018

How major bank rate changes could affect you

How major bank rate changes could affect you

Westpac, Suncorp Bank, and Adelaide Bank have all announced interest rate hikes on home loans. So, what do these raises mean for your repayments? If you have a home loan, recent interest rate changes could affect your repayments. After Westpac increased…

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Wednesday 19th September 2018

Comprehensive Credit Reporting – what’s changing (and how it affects you)

Comprehensive Credit Reporting – what’s changing (and how it affects you)

You might’ve heard talk about Comprehensive Credit Reporting being a ‘thing’ in Australia. It sounds complicated (and let’s face it, probably a bit boring). So what is it, and how could  it affect you? And how can you get the…

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Tuesday 18th September 2018

4 signs it’s time to move neighbourhoods

4 signs it’s time to move neighbourhoods

Moving can be a stressful experience, which is why many Australians avoid doing it as much as possible. However, certain factors can arise that make it a good time to move on to another neighbourhood, including rising housing prices, bad…

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Sunday 9th September 2018

What kinds of debt affects your home loan application?

What kinds of debt affects your home loan application?

If you are considering buying a house, you will likely need a home loan. If you already owe on previous advances, whether higher education debt, credit card debt, or personal loan debt, it could impact your home loan application. Australia…

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Wednesday 5th September 2018

Super fund changes that affect the housing market

Super fund changes that affect the housing market

Recent changes to superannuation funds may start to affect the housing market. Two such measures are the First Home Super Saver (FHSS) Scheme, and the downsizing contributions into superannuation funds. These changes were introduced by the Australian Government in the…

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Wednesday 29th August 2018

Impact Of Comprehensive Credit Reporting – Credit Score Averages

Impact Of Comprehensive Credit Reporting – Credit Score Averages

Equifax has released their findings on the Comprehensive Credit Reporting (CCR) data supplied to date to give an indication of how the industry is progressing and to help break down the key attributes and benefits of the…

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Wednesday 29th August 2018

Everything To Know About Comprehensive Credit Reporting

Everything To Know About Comprehensive Credit Reporting

Positive (Comprehensive) Credit Reporting (CCR) was mandated by the Australian government from the 1st July 2018, giving lenders access to a deeper, richer set of data enabling them to better assess a borrower’s true credit position and their ability to…

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Tuesday 28th August 2018

Reasons why you should refinance your home loan

Reasons why you should refinance your home loan

Saving money and unlocking equity – those are two good reasons why you should consider refinancing your home loan. Before we start talking interest rates, it’s important to know if you can achieve one of those two things. Unlocking equity…

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Friday 24th August 2018

Mortgage Watch Newsletter – August 2018

Mortgage Watch Newsletter – August 2018

Welcome to Mortgage Watch August 2018 I hope you find the information in this issue useful and informative. Please feel free to pass this newsletter to family or friends.

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Wednesday 15th August 2018

How long will it take to sell your home?

How long will it take to sell your home?

How long will it take to sell your home? We’ve had a closer look at the numbers around home sales in Australia to give you a better idea. The average Australian home takes 45 days to sell or 40 if…

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Thursday 9th August 2018

How far should you go when presenting your home for sale?

How far should you go when presenting your home for sale?

Because selling your home in record time takes some elbow grease. How far should you go when presenting your home for sale? Do you really have to get rid of all your family photos? Who has the time to bake…

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Wednesday 8th August 2018

Property vs neighbourhood: Which is most important?

Property vs neighbourhood: Which is most important?

Unfortunately, most Australians can’t afford the best house on the best street. For that reason, buying real estate is a constant compromise between budget, location and the physical attributes of the property. With that compromise in mind, what’s more important…

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Monday 6th August 2018

How much does it cost to refinance?

How much does it cost to refinance?

More Australians are becoming increasingly aware of the savings to be had when refinancing. By switching lenders and choosing a lower interest rate, homeowners could potentially save thousands in reduced mortgage repayments. But, have you stopped to consider what the…

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Thursday 26th July 2018

What is the First Home Super Saver Scheme?

What is the First Home Super Saver Scheme?

As of December 2017 the average house price in Australia was $687,000, according to Australian Bureau of Statistics data, although this average is considerably higher in population centres like Melbourne and Sydney. These prices make buying your first home a…

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Thursday 26th July 2018

3 home loan tips that could make repaying your loan easier.

3 home loan tips that could make repaying your loan easier.

The average size of a home loan in Australia is almost $400,000, according to the Australian Bureau of Statistics. Most people will repay their loans over 30 years, during which time they’ll be charged a whopping $319,820.45 in home loan…

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Tuesday 24th July 2018

When is the best time to apply for a mortgage?

When is the best time to apply for a mortgage?

With the possibility of mortgage rates rising soon, many potential homebuyers want to know the best time to get their mortgage application into a lender’s hands. The truth is that there is no absolute right or wrong time to apply…

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Wednesday 4th July 2018

Offset accounts – What are they and do I really need them?

Offset accounts – What are they and do I really need them?

Offset accounts – What are they and do I really need them? If you have a home loan you need to consider using an offset account. Put simply: An offset account is a transaction account linked to an eligible home…

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Tuesday 3rd July 2018

Housing Loan Interest Moves Independent of RBA Despite Holding Pattern

Housing Loan Interest Moves Independent of RBA Despite Holding Pattern

Australian inflation, which the Reserve Bank of Australia aims to control with monetary policy, is likely to remain low for some time. As a result, economists estimate that the official cash rate won’t move for up to 19-months. However, lenders…

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Tuesday 3rd July 2018

Exit costs when refinancing

Exit costs when refinancing

Refinancing can be a great way to save money if you believe you are paying too much for your loan, but there is more to it than just finding a loan with a lower interest rate and making the change.

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Monday 2nd July 2018

Common home loans: why and how to repay them quicker

Common home loans: why and how to repay them quicker

Finding the ideal home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s much easier finding terms that will suit you. Read on for our guide on…

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Wednesday 27th June 2018

When Would I Refinance My Mortgage?

When Would I Refinance My Mortgage?

Heard about mortgage refinancing? In the past, most people who took out a mortgage doggedly continued with it until they had paid it off. These days, people refinance their mortgage much more frequently. The average duration of a home loan…

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Monday 25th June 2018

Should you build your own investment property?

Should you build your own investment property?

Building an investment property is a labour of love – while it does require a lot more work than simply buying a pre-built unit, it’s the perfect way to ensure you come out with a property that you love. It’s…

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Monday 25th June 2018

How to get the most out of EOFY

How to get the most out of EOFY

EOFY Special! How to get the most out of EOFY Who’s already doing the big bargains? End of year tax returns, end of year tax return scammers A ‘standard’ deduction? No such thing, ATO warns ahead of tax time Plus…

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Thursday 21st June 2018

Ways to save money on your rental property

Ways to save money on your rental property

As a landlord one of the biggest fears you have is an unrented property, and run the risk of not making mortgage payments. Increasing savings is more than a simple wish for property investors, it is an ongoing goal.

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Thursday 14th June 2018

Should you buy or build your next home?

Should you buy or build your next home?

Many buyers struggling to find the right home are going back to the drawing board and building rather than buying an existing home. There are obvious benefits to a brand new home: you can build exactly what you want and…

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Sunday 10th June 2018

How a refinance can help

How a refinance can help

We have recently helped someone reduce their loan repayments by over $75 per month through refinancing their home loan and other debts. In fact for the clients I see who are struggling with their mortgage and debt repayments, I regularly…

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Monday 4th June 2018

What is negative gearing for property investment?

What is negative gearing for property investment?

Negative gearing – it may seem like investor mumbo jumbo, but it’s really quite a simple concept to get your head around. More than that, it’s an important option in an investor’s toolkit when looking for a property to invest…

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Monday 4th June 2018

How to purchase your next car with a car loan

How to purchase your next car with a car loan

Australians have a few options when it comes to financing a car, and you should make sure you know what each finance option entails before committing to one or the other. Different types of financing can cost more or less…

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Saturday 2nd June 2018

Why do you want to lose $1 to get 37 cents back?

Why do you want to lose $1 to get 37 cents back?

Why do you want to lose $1 to get 37 cents back? Property is a great wealth building tool – where used strategically. Property is not about tax. Paying tax is actually a good thing. It means you made…

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Monday 28th May 2018

What is the ideal property type for your first home?

What is the ideal property type for your first home?

Getting ready to buy your first home is an exciting time. While saving for your deposit or wading through the intricacies of home loans can be a strain, it’s all worth it when you can finally start picking out your…

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Tuesday 15th May 2018

4 renovation tips to boost your house sale

4 renovation tips to boost your house sale

Looking to sell your property this year but unsure how to get the best price? Pre-sale renovations are a great way to make sure your property is snapped up for a better market value. So, what do you need to…

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Wednesday 9th May 2018

Does Afterpay affect your credit score?

Does Afterpay affect your credit score?

Short answer – no, as long as you’re using it responsibly. Afterpay is definitely the current craze, with the buy now, pay later approach to purchases. It allows you to immediately buy a good or service and pay it off…

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Monday 7th May 2018

Fixed or variable – what’s the ideal home loan for you?

Fixed or variable – what’s the ideal home loan for you?

Home loan options can be challenging for those unfamiliar with the fluctuations of interest rates. So how do you know which home loan is ideal for you: fixed or variable? Read on to learn more about what fixed and variable…

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Friday 4th May 2018

5 must have features for your investment property

5 must have features for your investment property

Buying an investment property brings with it a lot of choices, but rest assured, there are certain features which every investment property owners should consider to increase their property’s rental yields and ensure value growth. An area of strong economy…

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Tuesday 24th April 2018

Avoid these 7 common home buying blunders

Avoid these 7 common home buying blunders

Your home is likely to be the biggest purchase you make, so it’s something you want to get right. Mistakes can be stressful and costly. Here are the biggest ones buyers make and some tips to help you avoid them.

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Thursday 12th April 2018

We are here to help

We are here to help

A number of loan options are available which are specially designed to suit a first home buyer, investor or refinance including low rates, low deposit home loans, and other attractive package solutions.   “Am I ready to buy?”; “How much…

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Monday 9th April 2018

Popular holiday spots to invest in

Popular holiday spots to invest in

Australia’s natural beauty, vibrant culture and outdoor pursuits make it the ideal destination to invest in a holiday home. A property that is not only an investment in your quality of life, renting it can be an income all of…

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Monday 26th March 2018

The questions you should ask before getting a home loan

The questions you should ask before getting a home loan

Taking out a home loan can be a nerve wracking experience, particularly for first time buyers. The key to making the experience not just bearable but fruitful is to understand exactly what you are taking on. Here are the questions…

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Tuesday 13th March 2018

Tips for first-time buyers in 2018

Tips for first-time buyers in 2018

The Australian housing market hasn’t always been a friendly place for first time buyers. With property prices looking as if they may soften for the first time in over half a decade, 2018 could be the year to get a…

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Thursday 1st March 2018

3 reasons why now may be the time to consider a commercial loan

3 reasons why now may be the time to consider a commercial loan

There’s no better time than the present to expand your business. The past few months have seen business conditions rise well above the long-run average, according to NAB’s November monthly business report. Successfully growing your company is all about knowing…

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Wednesday 21st February 2018

How to find the best tenants for your investment property

How to find the best tenants for your investment property

Getting the best value out of an investment rental is a collaborative effort between the landlord and a great tenant. To achieve long-term returns on a rental, the property has to last – and that means finding tenants who are…

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Monday 12th February 2018

Can you ask for a discount on your mortgage rate?

Can you ask for a discount on your mortgage rate?

Haggling doesn’t come easy to many people. Negotiating over the price of goods and services simply isn’t that common in some countries. But are homebuyers missing out on thousands of dollars of savings because they balk at bargaining? The answer…

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Monday 5th February 2018

4 mortgage terms you need to know when buying a home

4 mortgage terms you need to know when buying a home

Purchasing a property is a huge financial decision, which is why people should familiarise themselves with the mortgage process and any essential terminology. Unfortunately, recent research has indicated many Australians aren’t as familiar with common home loan terms, as they…

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Monday 22nd January 2018

4 reasons why you should use a mortgage broker in 2018

4 reasons why you should use a mortgage broker in 2018

Are you looking to purchase a property in 2018? A member of our team can help you get the ideal home loan for your circumstances. We believe using a broker always gives people an added edge when on the hunt…

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Sunday 14th January 2018

What tax deductions are available for investment properties?

What tax deductions are available for investment properties?

Investment properties are a popular long-term wealth strategy for Australians, delivering both a regular income stream and an asset that should appreciate in value over time. One-fifth of people in the country had at least one investment property in 2016…

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Monday 8th January 2018

Will property prices fall in 2018?

Will property prices fall in 2018?

Falling property prices are often good news because they mean prospective homeowners can clinch a more affordable mortgage. But Australian real estate values have been moving in the opposite direction for some time, making it difficult for many people to…

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Tuesday 19th December 2017

4 benefits of using a personal loan to consolidate debt

4 benefits of using a personal loan to consolidate debt

Paying off debt was a priority for Australians in 2017, with finder.com.au figures showing that 30 per cent of people made this their New Year’s resolution last year. Unfortunately, these efforts weren’t entirely successful. Personal insolvencies climbed 8 per cent…

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Tuesday 12th December 2017

Why diversity in your property portfolio is key.

Why diversity in your property portfolio is key.

If you’re fortunate enough to be investing in multiple pieces of real estate, it’s best to diversify your purchases rather than buy all in one location or one category of property. Having a diverse portfolio makes it easy to weather…

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Monday 4th December 2017

How to start saving to buy your first home.

How to start saving to buy your first home.

For many people in Australia today, especially those on the younger side, having the means to buy a house all by oneself is simply unrealistic. While they’d love to throw down $100,000 in cash for a deposit on a nice…

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Sunday 26th November 2017

Is now the right time for you to refinance?

Is now the right time for you to refinance?

If you’ve got a home loan and you’re looking ahead to many, many years of making hefty repayments, it’s only natural to look around for a better deal. Countless Australians are wondering right now whether it’s a good time to…

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Tuesday 21st November 2017

How to start budgeting to build a home

How to start budgeting to build a home

There are a number of reasons you may choose to build a home rather than buy an existing one outright. For starters, it’s often cheaper, and additionally, you have a greater level of control over the process, meaning you can…

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Tuesday 14th November 2017

Why millennials need to start saving.

Why millennials need to start saving.

There’s always been a gap between the generations when it comes to homeownership – older people and their families in Australia have traditionally had greater means to buy property than their younger counterparts. And if you believe the latest research,…

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Wednesday 1st November 2017

How much money do you need to start investing in property?

How much money do you need to start investing in property?

If you want to bolster your wealth for retirement in a big way, one option is to begin investing in property. Do you have enough cash to consider it? For many Australians who are looking to carve out a retirement…

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Sunday 22nd October 2017

What can vacancy rates tell you about a potential property?

What can vacancy rates tell you about a potential property?

Before you buy investment properties in Australia, you may want to take a look at vacancy rates. These stats can tell you your potential to make a profit. As you prepare to buy an investment property in Australia for the…

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Tuesday 17th October 2017

Unlock the value of being pre-approved for a new home loan

Unlock the value of being pre-approved for a new home loan

Looking to secure a home loan? The easiest way to do so is to get pre-approved. Let’s discuss how this process works and how you can get a head start on it. Unless you’ve got hundreds of thousands in cash…

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Sunday 8th October 2017

How renovations can add real value to your home

How renovations can add real value to your home

Renovating your home might sound expensive – but if you do it right, you may well be able to add to the property’s value and make money in the long run. Many people are turned off by the idea of…

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Monday 2nd October 2017

Saving as much as possible to make a deposit on a home

Saving as much as possible to make a deposit on a home

If you’re planning to buy a home, the golden rule is to save as much as possible to make a deposit. Nowadays, it’s more challenging than ever to do so. In Australia in recent years, we’ve witnessed a troubling pair…

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Thursday 14th September 2017

How you can add value to your home by renovating

How you can add value to your home by renovating

You spent a lot of time saving to buy a home, and once you finally manage to swing that huge expense, the last thing you want to do is get out the chequebook and spend even more. But have you…

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Tuesday 29th August 2017

Finding the right time to refinance your home loan

Finding the right time to refinance your home loan

If you’ve got a long-term schedule for loan repayments to buy your home, refinancing that loan can be a great way to save a lot of money for yourself and your family over the long haul. Fed up with the…

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Tuesday 15th August 2017

Self-employed people have happy lives – but can they buy houses?

Self-employed people have happy lives – but can they buy houses?

There are a lot of benefits to being self-employed. Rather than having to show up to an office and report to a boss, you instead get to take control of your own career. You decide when and where you work…

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Thursday 27th July 2017

Housing affordability myths debunked

Housing affordability myths debunked

Ever feel lost in a sea of home loan information? CoreLogic’s Perceptions of Housing Affordability report revealed that Australians are misinformed about a number of aspects of the home buying process. Are untruths keeping Australians from buying property? We debunk some common myths to…

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Monday 17th July 2017

Should you get help from your parents with buying a home?

Should you get help from your parents with buying a home?

The cost of buying a home in Australia is spinning out of control, especially if you’re looking in one of the larger metropolitan areas. According to new research from LF Economics, the median price of a house is now 10…

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Wednesday 12th July 2017

Getting help from a contractor to build a new home

Getting help from a contractor to build a new home

If you’re not up for the financial challenge of buying a house, it’s usually a cheaper alternative to build a new place from scratch. Vacant land is relatively affordable, and if you build on it yourself, you get to have…

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Wednesday 21st June 2017

Why Gen Y is waiting to buy

Why Gen Y is waiting to buy

Millennials – those born between 1982 and 2004 – might roll their eyes when their parents lecture about why “Gen Y” hasn’t done enough to buy their first home. These aren’t the good old days when baby boomers were approaching…

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Thursday 8th June 2017

Are you willing to work five jobs to afford a house?

Are you willing to work five jobs to afford a house?

If you’re a young person in Australia just starting out in your career, it’s easy to feel daunted by the cost of buying a house. The price tags can be astounding – $600,000? A full $1 million? Who has that…

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Wednesday 17th May 2017

Avoiding risky investment schemes when going into real estate

Avoiding risky investment schemes when going into real estate

Investing in property can be a great way to bolster your wealth and leave a little something extra behind for your family. If you have some money saved up already, a great way to build upon it is to buy…

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Monday 8th May 2017

Are you considering constructing your own home from scratch?

Are you considering constructing your own home from scratch?

Buying a house is an arduous task. In all likelihood, you’ll have to spend hours scouring the market for available real estate, then compete with dozens of other buyers who are all looking to buy in your neighbourhood too. Then…

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Monday 1st May 2017

Saving up to buy a home is a serious long-term process

Saving up to buy a home is a serious long-term process

If you want to become a homeowner in Australia today, it is not going to be cheap. According to research from RP Data, the average price of a home is $852,000 in Sydney, and $641,200 in Melbourne. You’d have to…

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Monday 17th April 2017

When should you refinance your loan?

When should you refinance your loan?

If you’re having trouble making the payments on your home each month, it will always be tempting to refinance your mortgage and work out a new arrangement that’s more realistic for you financially. This is a big step, though, and…

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Wednesday 12th April 2017

How to save faster and purchase a home sooner

How to save faster and purchase a home sooner

Many young Australians spend much of their early adulthood slowly growing in their careers and building up savings, to the point where they can eventually afford a down payment on a home. For young people who don’t have high-paying jobs or…

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Monday 27th March 2017

Is now the right time for you to take out a mortgage?

Is now the right time for you to take out a mortgage?

There’s no time like the present to buy a house. After all, even though a new home brings an extraordinary expense, it’s also a good value over the long run. Every month you’re living in your own place means another…

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Friday 24th March 2017

Before you buy a home, be sure to inspect it thoroughly

Before you buy a home, be sure to inspect it thoroughly

The moment you discover a house that might be a fit for your family, you’ll be tempted to move in right away. If it looks like the right place for you, why wait? You’re surely eager to begin your new…

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Monday 6th March 2017

How much could consolidating your debt save you?

How much could consolidating your debt save you?

Most Australians have at least a little debt. It’s something that causes significant stress according to a Canstar Blue survey that found loan repayments were amongst the biggest financial concerns of every day Australians. Are you worried about your debts?…

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Monday 27th February 2017

3 home loan fees you may not see coming

3 home loan fees you may not see coming

Handling your home loan is a cinch if you know what to expect. However, plenty Australians may not know the bare minimum, as according to a Credit Union Affiliates survey 28 per cent of mortgage holders in the country don’t even know…

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Monday 14th November 2016

3 tips to ensure your strata-plan home will work for you

3 tips to ensure your strata-plan home will work for you

Apartment living might be perfect for you. You may be able to find something modern, exactly where you want to live, or perhaps you just want the ability to ignore the neighbours by simply shutting the door. Whatever your reasons,…

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Thursday 20th October 2016

Back to basics: what is loan-to-value ratio

Back to basics: what is loan-to-value ratio

If you’ve just begun looking into buying property and are figuring out how to get a home loan, it can all be a little overwhelming. You may be forever fielding calls from overeager estate agents, perhaps you’re struggling to adjust…

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Thursday 24th March 2016

What you need to do before investing in property

What you need to do before investing in property

There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.

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Thursday 24th March 2016

Your Guide To Inspections Before Buying A Home

Your Guide To Inspections Before Buying A Home

There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan

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Thursday 24th March 2016

Getting Real About Refinancing

Getting Real About Refinancing

Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.

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