1,2,3 or 5 Year Fixed Rate - Home Package Plus Special Offers

Special Offer discounts on Fixed rates in your Home Package Plus with New or additional lending of > $150,000
Category: Home Loans  Last Updated April 10, 2022  Effective December 31, 2018

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 1 Year Fixed Rate Term
Interest Rate
2.74%PA
Comparison Rate
2.74%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.74%, Comparison Rate 2.98%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 2.95%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 2.96%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 3.3%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 3.31%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.18%, Comparison Rate 2.85%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.38%, Comparison Rate 3.11%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.29%, Comparison Rate 3.05%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.49%, Comparison Rate 3.06%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.49%, Comparison Rate 3.41%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.69%, Comparison Rate 3.42%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.59%, Comparison Rate 3.03%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 3.28%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 3.24%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.99%, Comparison Rate 3.25%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.99%, Comparison Rate 3.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.19%, Comparison Rate 3.6%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.09%, Comparison Rate 3.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.29%, Comparison Rate 3.66%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.19%, Comparison Rate 3.59%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR <80%
Minimum: 1 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.39%, Comparison Rate 3.6%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR 80.01 to 90%
Minimum: 80.01 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.39%, Comparison Rate 3.91%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR 80.1 to 90%
Minimum: 80.1 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.59%, Comparison Rate 3.92%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Other Additional Information: Rate certainty, set your rate for a term of 1,2,3 or 5 years
  • Digital Banking
  • Other Additional Information: Ability to set up automated repayments
  • Other Additional Information: Guaranteed Rate to secure your fixed rate for 90 days following your application
  • Other Additional Information: Receive a discount of up to 20% off the first year’s annual premium on new to Suncorp Home, Landlord and/or Contents insurance policies
  • Other Additional Information: Receive a discount of up to 10% off the first year’s annual premium on new to Suncorp Motor insurance policies
  • Other Additional Information: Pay no Annual Card fee on new Suncorp Bank Platinum, Gold or Standard Credit Cards.
  • Other Additional Information: No Establishment Fee
  • Other Additional Information: A discounted interest rate when you combine total home lending over $150,000 with an Everyday Options bank account
  • Other Additional Information: The choice of Interest Only repayments for a maximum period of five years and subject to you satisfying applicable bank criteria (Interest Only term must match Fixed Rate term)
  • Other Additional Information: Split your loans in the package to include Variable and Fixed Rate loan/s at no additional cost
  • Other Additional Information: Phone Banking

 Product Eligibility

  • Other Additional Information: Home Package Plus - New or additional lending of $150,000 +
  • Other Additional Information: Home Loans provided to approved applicants only. Credit and lending criteria applies and is subject to change without notice

 Bank Fees and Charges

  • Additional Valuation Fee (Event), Amount: 150.00. Additional Information: The first valuation assessement for each loan application is provided by the Bank. If any additional valuation assessments that involve a physical inspection are obtained by us for assessing the loan security, than this fee will apply.
  • Excess Cheque Fee (Event), Amount: 8.00. Additional Information: You can request 4 bank cheques for free. An extra 5 free bank cheques are available for progress payments on construction loans. After you have used the free cheques, a fee is payable for each bank cheque requested.
  • Guarantor Fee (Event), Amount: 200.00. Additional Information: Applies if a guarantor is included in the loan. Fee is per guarantor.
  • Arrears Administration Fee (Event), Amount: 20.00. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Default Interest if an event of default in payment occurs.
  • Default Interest (Event), Amount: Not Listed.. Additional Information: The bank at its discretion will charge either an Arrears Administration Fee or Defualt Interest if an event of default in payment occurs.
  • Loan Finalisation Fee (Event), Amount: 350.00. Additional Information: Applies when a loan is paid out in full, This includes settlements, refinances and payouts.
  • Copy Of Documents Fee (Event), Amount: 35.00. Additional Information: Payable if we are required to obtain a copy of a document, including Mortgage or title seach.
  • Early Payment Interest Adjustment (epia) (Variable), Amount: Not Listed.. Additional Information: Charged when you, (a) Payout the loan during a Fixed Rate period (b) Pay more than the agreed monthly amount (c) Vary or break out of a Fixed Rate period.
  • Home Package Plus Annual Fee (Periodic), Amount: 375.00.

 Limitations & Restrictions (Constraints)

  • Min Balance of 10000 Additional Information: Minimum Loan Balance of $10,000
  • Max Balance of 3250000 Additional Information: Maximum Loan Balance of $3,250,000

 Document Downloads

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