Fixed Rate Loan

Our offering to lock in a fixed rate to know exactly what your repayments would be
Category: Home Loans  Last Updated August 12, 2021  Effective September 5, 2021

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information
Interest Rate
1.99%PA
Comparison Rate
4.23%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 4.46%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 5.28%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.69%, Comparison Rate 5.01%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 5.14%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 4.46%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 5.28%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.69%, Comparison Rate 5.01%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 5.02%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 1.99%, Comparison Rate 4.23%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 5.01%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 4.74%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 5.02%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 1.99%, Comparison Rate 4.23%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 5.01%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 4.74%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 4.92%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.18%, Comparison Rate 4.08%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.79%, Comparison Rate 4.84%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 4.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.79%, Comparison Rate 4.92%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.18%, Comparison Rate 4.08%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.79%, Comparison Rate 4.84%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 4.58%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.24%, Comparison Rate 4.97%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.69%, Comparison Rate 4.07%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.85%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.19%, Comparison Rate 4.6%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.24%, Comparison Rate 4.97%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.69%, Comparison Rate 4.07%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.85%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.19%, Comparison Rate 4.6%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.24%, Comparison Rate 4.91%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.99%, Comparison Rate 4.06%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.71%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.19%, Comparison Rate 4.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 4.24%, Comparison Rate 4.91%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.99%, Comparison Rate 4.06%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.39%, Comparison Rate 4.71%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.19%, Comparison Rate 4.47%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  12 MONTHS
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  24 MONTHS
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  36 MONTHS
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  48 MONTHS
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 60% to 70%
Minimum: 60 PERCENT Maximum: 70 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  LVR from 70% to 80%
Minimum: 70 PERCENT Maximum: 80 PERCENT
  60 MONTHS
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: 0.15%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment

 Product Features

  • Other Additional Information: Flexible repayments : Choose to make your repayments weekly, fortnightly or monthly for Principal and Interest repayments
  • Other Additional Information: Lock in your fixed rate when you apply, This way for a fee, you are protected from the possibility of rising interest rates. If the current rate falls below your 'locked in? rate on your settlement date, you'll be given the lower rate. Rate Lock will hold the current fixed rate for up to 90 days after you have locked in the rate for a fee of 0.15% of the loan amount (minimum fee amount $500). Once approved, you will need to pay the Rate Lock fee before drawdown of their loan.
  • Other Additional Information: Interest in advance : Choose to pay interest in advance on investment loans and get 0.2% p.a. off the fixed interest rate for the interest in advance period2.
  • Other Additional Information: Family Pledge : Use the equity in a family member?s home to help you on your home buying journey and maximise the amount you can borrow.
  • Complementary Product Discounts
  • Other Additional Information: At the end of your fixed rate period : Choose to re-fix your interest rate for another fixed rate period or let it revert automatically to our standard variable interest rate
  • Other Additional Information: $3K Cashback when you Refinance. Apply by 31st August 2021, and settle by 30th November 2021. Owner Occupier (P&I repayments) and Residential Investment loans, with LVR less than 90%. Available on our Advantage Package home loans, with a $395 annual package fee and Basic Home Loans (no annual fee). $250k min loan. Only one $3K cashback offer available per primary applicant within a 12 month period. Excludes refinances from within Westpac Group.
  • Other Additional Information: Substituting a security : You may ask us to accept a new mortgage over other land as a substitute for any mortgage which is security for your loan. We may agree to this if you satisfy any reasonable requirements that we have, such as repaying part of the loan amount. We will require the new mortgage to be provided at the same time that the existing mortgage is discharged. We charge a fee for substituting a mortgage or other security.
  • Other Additional Information: Statements of account : We will send you a statement of your loan account at least every six months or more frequently if you request
  • Offset Additional Information: Partial Interest Offset facility is available on Fixed term. Offset remains a Partial Interest Offset facility when Fixed converts to Variable. Full Offset needs to be requested separately after Fixed maturity.
  • Other Additional Information: Package can include the following : 1. Package residential home and investment loans 2. Package Portfolio Loan 3. Package full interest offset facility 4. Package credit card 5. Package Insurance
  • Other Additional Information: Cancellation of the package : A package owner may cancel the package at any time by giving us 14 days advance notice in writing.

 Document Downloads

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