NAB Defence Force Home Loan

A principal and interest consumer home loan with a discounted rate and optional offset capability designed only for eligible current and former ADF members.
Category: Home Loans  Last Updated January 31, 2020  Effective September 5, 2021

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information 2 years fixed
Interest Rate
1.89%PA
Comparison Rate
3.5%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, VARIABLE, 3.52%
  • Lending Rate Type: Variable
  • Interest Rate: 3.52%, Comparison Rate 3.62%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, DISCOUNT, 0.57%
  • Lending Rate Type: Discount
  • Interest Rate: 0.57%, Comparison Rate 3.25%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  Less than $250,000
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: %, Comparison Rate 4.13%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  $250,000 to 749,999
Minimum: $250000.00 Maximum: $749999.99
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 0.05%, Comparison Rate 4.08%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  $750,000 and above
Minimum: $750000.00 Maximum: $
  • Lending Rate Type: Bundle Discount Variable
  • Interest Rate: 0.1%, Comparison Rate 4.03%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  1 year fixed term
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 2.09%, Comparison Rate 3.67%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  2 years fixed term
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 1.89%, Comparison Rate 3.5%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  3 years fixed term
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 1.98%, Comparison Rate 3.38%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  4 years fixed term
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 1.98%, Comparison Rate 3.25%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  5 years fixed term
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Fixed
  • Interest Rate: 2.24%, Comparison Rate 3.23%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  1 year fixed term Choice Package
Minimum: 12 MONTH Maximum: 12 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.98%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  2 years fixed term Choice Package
Minimum: 24 MONTH Maximum: 24 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.81%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  3 years fixed term Choice Package
Minimum: 36 MONTH Maximum: 36 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.69%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  4 years fixed term Choice Package
Minimum: 48 MONTH Maximum: 48 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.56%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  5 years fixed term Choice Package
Minimum: 60 MONTH Maximum: 60 MONTH
  • Lending Rate Type: Bundle Discount Fixed
  • Interest Rate: %, Comparison Rate 3.55%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Offset Additional Information: 100% offset arrangement option
  • Redraw Additional Information: •Variable-rate periods only. •Minimum redraw $500.
  • Other Additional Information: Construction lending available
  • Other Additional Information: Ability to split your borrowing into a fixed rate loan and a variable rate loan.

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00

 Document Downloads

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