Expect More Home Loan Owner Occupied - Fixed

Need a few more features than the standard home loan? Our Expect More Home Loan is the one for you.
Category: Home Loans  Last Updated March 11, 2022  Effective May 8, 2022

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner Occupied, Principal and Interest
Interest Rate
3.29%PA
Comparison Rate
3.4%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 3.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.89%, Comparison Rate 3.61%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 3.59%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.59%, Comparison Rate 3.48%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 3.29%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.29%, Comparison Rate 3.4%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Other Additional Information: Available for Construction purposes

 Product Eligibility

  • Min Age - 18.
  • Residency Status - Australian Permanent Resident Or Citizen. Residential Address Must Be In Australia..
  • Natural Person
  • Other Additional Information: Lending Criteria applies

 Bank Fees and Charges

  • Package Fee (Periodic), Amount: 395.00. Additional Information: Waived for LVRs up to 70%
  • Discharge Of Mortgage Fee (Event), Amount: 300.00. Additional Information: Excludes legal costs
  • Variation Fee (Event), Amount: 0.00. Additional Information: Variation Fee is covered by the package, except if variation is to a different product.
  • Settlement Fee (Upfront), Amount: 150.00. Additional Information: Payable at settlement of new loan, variations and top ups to existing loans do not incur this fee.

 Limitations & Restrictions (Constraints)

  • Min Limit of 100000 Additional Information: Minimum aggregated total loan amount $100,000.00

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