Fixed Rate Home Loans

Our fixed rate home loans allow you to lock an interest rate in for 1, 2, 3 or 5 years so you know exactly what your repayments will be.
Category: Home Loans  Last Updated August 4, 2021  Effective September 5, 2021

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Standard 2 Year Fixed;;LVR<=95%;;
Interest Rate
2.19%PA
Comparison Rate
4.23%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  OWNER_OCCUPIED, FIXED, 2.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 4.23%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 2.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 4.04%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 2.59%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 3.87%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 2.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 3.15%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 2.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 3.09%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 2.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 3.04%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  OWNER_OCCUPIED, FIXED, 2.59%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 3.11%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  INVESTMENT, FIXED, 2.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 4.93%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 4.7%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 4.49%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 4.31%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 3.29%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 3.24%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.39%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.39%, Comparison Rate 3.2%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 3.32%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.49%, Comparison Rate 4.95%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.49%, Comparison Rate 4.74%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.49%, Comparison Rate 4.54%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.09%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 4.41%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.49%, Comparison Rate 3.43%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.49%, Comparison Rate 3.38%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.49%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.49%, Comparison Rate 3.33%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 3.09%
  • Lending Rate Type: Fixed
  • Interest Rate: 3.09%, Comparison Rate 3.47%
  • Repayment Type: Interest Only
  • Loan Purpose: Investment

 Product Features

  • Other Additional Information: Lock in a competitive rate for a fixed term and get certainty of repayments
  • Other Additional Information: Save with no home loan establishment fee, pay $0 annual credit card fee and get discounts on insurance (annual package fee applies)
  • Other Additional Information: Make unlimited additional repayments without penalty provided the loan is not repaid in full during the fixed rate period
  • Redraw Additional Information: Online redraw available
  • Other Additional Information: Fixed rate terms of 1, 2, 3 or 5 years, with loan terms from 1 to 30 years
  • Other Additional Information: Interest only repayment options available for investors
  • Other Additional Information: Family Guarantee options and Build Loans available

 Limitations & Restrictions (Constraints)

  • Min Limit of 20000.00

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