Standard Fixed Home Loan - Principal and Interest

A Citibank Standard Fixed Home Loan allows you to maintain full control and peace of mind. Your interest rate stays fixed, which means your repayments stay the same each month, giving you peace of mind and the ability to budget.
Category: Home Loans  Last Updated August 5, 2021  Effective September 1, 2020

 General Lending Rates

Rates listed below are for a FIXED Owner Occupied P&I product. Additional Information Owner occupied
Interest Rate
1.89%PA
Comparison Rate
4.93%PA*
Product rates will vary depending upon your financial position< LVR, and other criteria. The product may also vary depending upon the rate type, repayment type, or loan purpose. We encourage you to contact us for a full understanding of the product and terms.
Product Variations
Product rates and conditions will usually vary based on the LVR and other conditions..
  INVESTMENT, FIXED, 2.19%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.19%, Comparison Rate 4.71%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.29%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.29%, Comparison Rate 4.5%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  INVESTMENT, FIXED, 2.89%
  • Lending Rate Type: Fixed
  • Interest Rate: 2.89%, Comparison Rate 4.34%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.44%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.44%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.54%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 3.14%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Investment
  • Lending Rate Type: Fixed
  • Interest Rate: 1.89%, Comparison Rate 4.93%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Fixed
  • Interest Rate: 1.89%, Comparison Rate 4.65%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Fixed
  • Interest Rate: 1.99%, Comparison Rate 4.42%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  • Lending Rate Type: Fixed
  • Interest Rate: 2.59%, Comparison Rate 4.22%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.14%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.14%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.24%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied
  LVR greater than 80%
Minimum: 80 PERCENT Maximum: 90 PERCENT
  • Lending Rate Type: Fixed
  • Interest Rate: 2.84%, Comparison Rate N/A%
  • Repayment Type: Principal And Interest
  • Loan Purpose: Owner Occupied

 Product Features

  • Digital Banking
  • Digital Banking
  • Notifications

 Limitations & Restrictions (Constraints)

  • Min Limit of 350000.00
  • Max Limit of 4000000.00

 Document Downloads

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