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  First Home Buyers 2 Year Fixed Rate (Special Offer)

 General Lending Rates

 Product Features

• Other Additional Information: Fixed terms between 1 - 5 years available

• Other Additional Information: Family Support is available for borrowers, especially first home buyers with no deposit, who have an immediate family member that is willing and able to offer security

• Other Additional Information: Loan period - Up to 40 years

• Other Additional Information: No Annual Fees

• Redraw Additional Information: You must be at least one months repayment in advance to obtain a redraw

• Other Additional Information: Additional Repayments accepted (up to $20,000 during the fixed period)

• Other Additional Information: A Break Cost Fee applies to fixed rate loans. Please refer to our Fees & Charges and Transaction Limits for more information.

• Digital Banking Additional Information: Check your accounts and transact online 24/7

• Other Additional Information: At the end of the fixed period the rate reverts to the Owner Occupied Standard Variable rate.

• Other Additional Information: Borrow up to 80% of property value. 95% with Mortgage Insurance. 90% with mortgage insurance for interest only. 70% land only. Mortgage insurance is subject to approval by the Mortgage Insurer

 Product Eligibility

• Residency Status - Australian Citizen Or Permanent Resident. Additional Information: Australian Citizen or Permanent Resident

• Min Age - 18. Additional Information: 18 years or older

• Other Additional Information: Become a member if loan is approved

• Other Additional Information: Have a beneficial interest in the loan

• Other Additional Information: All applications are subject to approval within AMBL credit policy

 Bank Fees and Charges

• Loan Establishment Fees - For Mortgage Loans (Upfront), Amount: 250.00.

• Certificate Of Title Production (Upfront), Amount: 50.00.

• Mortgage Discharge Processing Fee (Upfront), Amount: 180.00.

• Consent For Second Mortgage (Upfront), Amount: 200.00. Additional Information: Credit and loan fees and Charges

• Switching Fee For Switching Your Australian (Upfront), Amount: 300.00. Additional Information: Switching fee for switching your Australian Mutual Bank home loan to another loan type (except at the end of the fixed rate period)

• Fixed Rate Lock Fee (optional) (Payment), Amount: 1000.00. Additional Information: Fixed Rate Locked Fee Available

 Limitations & Restrictions (Constraints)

• Min Balance of 100000.00 Additional Information: First Home Buyers 2 Year Fixed Rate Special Offer is applicable to loan applications received on or after 16 November 2020 and is subject to change without notice. New money only with a minimum borrowing amount of $100,000. Offer available for a limited time only and may be Withdrawn once portfolio is met.