Secured and Unsecured Personal Loans in as Little as a Day.
100% Free Service
100% Competitive Rates
100% No Obligation
Personal Loans Approved in Less Than a Day
Some personal loan products are approved in less than an hour, but lower rates and superior products may take up to a day. Call us for a discussion.
Selected Personal
Loan Products [ Not all Listed ]
No articles to show.
Unlike home loans, the interest rates on personal loans are generally not "black and white". The interest rate will depend on a number of factors such as whether security is offered, whether you own a property, how good is your credit history and how long have you been in your job. To obtain a rate quote please call us.
Normally it is advisable to use a home loan to fund home improvements. Obviously the interest rates are much lower on home loans when compared to personal loans. There are some situations where you may need to use a personal loan to conduct home improvements. Consider the following case examples: - You have borrowed 80% of the property value and borrowing more would mean you would have to pay lenders mortgage insurance. Mortgage insurance could cost you thousands of dollars. It may cost you less in interest to instead use a personal loan over a 5 year term than it would cost in mortgage insurance plus the interest on that mortgage insurance over the 30 year home loan term. - You have borrowed 100-105% of the purchase price with the help of a guarantor. In this instance you generally wouldn’t be able to increase your home loan so a personal loan would be required.
Generally by the next day or no later than two workings days.
Most personal loans have a fixed interest rate. This gives you certainty with ongoing repayments. There are a few lenders that offer variable rates but fixed rates are much more common and popular.
Most lenders require a clean credit history. We do have options that will consider small paid defaults with a telco or utility company. Unpaid defaults generally won’t be considered.
Popular Types of Personal Loans
Unsecured Personal Loan
- A loan that requires no security. As such, rates are often higher.
- Loans of up to $50,000 available to eligible borrowers.
Secured Personal Loan
- A loan that requires security such as a motor vehicle.
- Generally offers more competitive rates than unsecured loana.
General Repayment Calculator
Consider Consolidating Debt and Using Your Home Equity
Want to pay one monthly repayment rather than two? You can often consolidate your debt by refinancing your home. Monthly obligations, even with a new vehicle, are usually less than what you’re paying now. Call us for more information.
Preparing for a successful property sale: 5 tips
Selling a home involves various considerations ranging from repairs, finding the right agent, presenting the property well, to deciding where to move next. However, there
3 ways to keep your renters happy while selling your property
If you’re attempting to sell your property while also managing an investment property, it may seem like a daunting task. However, by enlisting the help
3 things to consider when investing in property
Investing in property can be a wise choice due to its potential for strong capital growth and reliable passive income. However, it is essential to
Understanding the value of your home
As real estate agents, we understand that valuing your property can be a daunting task. However, it’s crucial to have an accurate understanding of your
